7440 Chipley Dr, Wilmington, NC 28411 Property Records

New Hanover County property record for 7440 Chipley Dr, Wilmington, NC 28411 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,972 sqft · built 2015
Lot Size	0.142 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Apr 2020)
Tax Bill	$1,539 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Sep 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R04400-001-599-000`

Property Details

APN / Parcel Number

Primary APN	`R04400-001-599-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,972 sqft Living Area
1st Floor Area	870 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	6,229 sqft (0.142 acres)
Terrain	Low
Garage Area	440 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7440 CHIPLEY DR
City	WILMINGTON
State	NC
Zip	28411-6214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 107 THE RESERVE @ WESTBAY PH 1C
Legal Subdivision	RESERVE AT WESTBAY ESTATES PH 1C
Legal Block	1
Legal Lot Number	107
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	2
Census Block	2025
Census Tract	11612

Owner

Source: New Hanover County records · APN R04400-001-599-000

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7440 CHIPLEY DR, WILMINGTON, NC 28411-6214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2020	Warranty Deed, Transfer · Conventional with PMI ALPHA MTG CORP
Sep 12, 2017	Deed of Trust, Mortgage · Line of Credit STATE EMPS FCU
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage DHI MTG CO I

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2020 · Amount on Record
Deed Sale	Apr 17, 2020 · Amount on Record
Deed Document Number	600920
Deed Book / Page	6303 / 247
Record Updated	Jun 08, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Apr 17, 2020
Property Address	7440 CHIPLEY DR, WILMINGTON, NC 28411-6214
Document Number	0063030247
Book / Page	006303 / 000247
Instrument Date	Apr 10, 2020
Instrument	13806
Transaction Type	Transfer
Record Updated	May 01, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7440 CHIPLEY DR WILMINGTON NC 284116214, WILMINGTON, NC 28411-6214

Mortgage

Document Number	63030249
Date	Apr 17, 2020
Book Page	006303/000249
Instrument	13807

Lender

Name	ALPHA MTG CORP
Address	WILMINGTON, NC 28403

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7440 CHIPLEY DR, WILMINGTON, NC 28411-6214
Document Number	0060881125
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	May 07, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7440 CHIPLEY DR WILMLNGTON NC, WILMLNGTON, NC

Mortgage

Document Number	0060881125
Date	Sep 15, 2017
Book Page	006088/001125
Instrument	29962

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	WILMINGTON, NC 28411

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	7440 CHIPLEY DR, WILMINGTON, NC 28411-6214
Document Number	0060520308
Instrument Date	Apr 13, 2017
Transaction Type	Mortgage
Record Updated	Aug 18, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7440 CHIPLEY DR WILMINGTON NC 284116214, WILMINGTON, NC 28411-6214

Mortgage

Document Number	0060520308
Date	Apr 18, 2017
Book Page	006052/000308
Instrument	12041

Lender

Name	DHI MTG CO I
Type	Mortgage Company
Address	AUSTIN, TX 78750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Interest

Rate	5%

Tax Assessment & Valuation

Source: New Hanover County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,539.00 (+16.86%)	$393,300 (+62.19%) Land $103,400 Building $289,900	$393,300 (+62.19%) Land $103,400 Building $289,900
2024	$1,317.00 (+0.3%)
2023	$1,313.00 (-0.91%)	$242,500 Land $66,100 Building $176,400	$242,500 Land $66,100 Building $176,400
2022	$1,325.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Hanover County (37129C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371290116122, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 195 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	195 in force
Nearby Flood Claims	16 (2018)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Sep 2018, rainfall accumulation, Hurricane Florence
Claims By Storm	Hurricane Florence, Sep 2018 · 16 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 429 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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