744 Walnut Ranch Way, Oakley, CA 94561 Property Records

Contra Costa County property record for 744 Walnut Ranch Way, Oakley, CA 94561

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,203 sqft · built 1987
Lot Size0.089 acres (3,876 sqft)
Owner2 Individual Names on Record
Last Sale$378,000 (Dec 2017)
Tax Bill$3,887 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Nov 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN037-270-054-2

Property Details

APN / Parcel Number

Primary APN037-270-054-2
Alternative APN
  • 037-270-054

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area1,203 sqft Living Area
1st Floor Area945 sqft
2nd Floor Area258 sqft

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1988
Architectural StyleCluster
Lot Area3,876 sqft (0.089 acres)
Garage TypeAttached
Garage Area425 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address744 WALNUT RANCH WAY
CityOAKLEY
StateCA
Zip94561-3031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT6452 L54
Legal SubdivisionSUBDIVISION 6452
Legal Tract6452
Legal Lot Number54
JurisdictionCONTRA COSTA CA
Township / Civil DivisionEAST CONTRA COSTA
Census Block Group2
Census Block2029
Census Tract302006

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address744 WALNUT RANCH WAY, OAKLEY, CA 94561-3031
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Nov 23, 2020Deed of Trust, Mortgage · Line of Credit
PATELCO CU
Oct 26, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 15, 2017Grant Deed, Transfer · VA Mortgage
JMAC LENDING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2017 · Amount on Record
Deed SaleDec 15, 2017 · Amount on Record
Prior SaleMar 25, 2009 · Amount on Record
Deed Document Number2017235834
Prior Transfer DateMar 19, 2014
Prior Transfer Doc0000045461
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Recording DateJul 1, 2026
Property Address744 WALNUT RANCH WAY, OAKLEY, CA 94561-3031
Document Number0000069456
Instrument DateMay 23, 2026
Instrument202669456
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000069456,
DateJul 1, 2026
Instrument202669456
Lender
NameCOASTAL COMMUNITY BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address744 WALNUT RANCH WAY, OAKLEY, CA 94561-3031
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address744 WALNUT RANCH WAY, OAKLEY, CA 94561-3031

Mortgage

Document Number0000284676
DateNov 23, 2020
Instrument2020-284676
Lender
NamePATELCO CU
TypeCredit Union
AddressDUBLIN, CA 94568
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueDec 30, 2045
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateNov 17, 2020
Change FrequencyMonthly
Min Rate At Change0.47%
Max Rate At Change3%
IndexOther
Margin1
Max Rate17%

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCONTRA COSTA CA
Property Address744 WALNUT RANCH WAY, OAKLEY, CA 94561-3031
Transaction TypeMortgage
Record UpdatedNov 3, 2022
Title CompanyPLACER TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address744 WALNUT RANCH WAY, OAKLEY, CA 94561-3031

Mortgage

Document Number0000249765
DateOct 26, 2020
Instrument2020-249765
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

December 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateDec 15, 2017
Property Address744 WALNUT RANCH WAY, OAKLEY, CA 94561-3031
Document Number0000235834
Instrument DateDec 12, 2017
Instrument235834
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyNORTH AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$415.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address744 WALNUT RANCH WAY OAKLEY CA 945613031, OAKLEY, CA 94561-3031

Mortgage

Document Number235835
DateDec 15, 2017
Instrument235835
Lender
NameJMAC LENDING
TypeFunding / Finance Company
AddressSANTA ANA, CA 92705
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 14, 2047

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityOakley City
Secondary School DistrictLiberty Union High School District (09 - 12)
Elementary School DistrictOakley Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$438,695 (+2%) Land $177,566 Building $261,129
2025$3,887.00 (+0.6%) Disabled Person's exemption Veteran's exemption$430,094 (+4.04%) Land $174,085 Building $256,009
2023$3,864.00 (-1.55%) Disabled Person's exemption Veteran's exemption$413,395 Land $167,326 Building $246,069
2022$3,925.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIABLO WATER DISTRICT
serves 47,158 people · EPA ID CA0710007
Water SourcePurchased surface water from RANDALL-BOLD WATER TREATMENT PLANT
Last State InspectionJan 2024
Also Mapped HereCONTRA COSTA WATER DISTRICT
Lead2 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 622 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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