Middlesex County and Lowell City property record for 744 Varnum Ave, Lowell, MA 01854
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,640 sqft · built 1970 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $222,000 (Apr 2001) |
| Tax Bill | $5,835 (2026) |
| Deeds & Mortgages | Dec 2022 Refinance Jul 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | E02095 |
| Primary APN | E02095 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| Gross Area | 2,788 sqft |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Basement |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | E02095 |
|---|---|
| Street Address | 744 VARNUM AVE |
| City | LOWELL |
| State | MA |
| Zip | 01854-2033 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SSF |
| Legal Block | 5880 |
| Legal Lot Number | 744 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 310601 |
744 Varnum Ave is owned and occupied by two individuals who bought it in April 2001.
Source: Middlesex County and Lowell City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 744 VARNUM AVE, LOWELL, MA 01854-2033 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU |
| Jul 7, 2017 | Deed of Trust, Mortgage · Line of Credit JEANNE D'ARC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 2001 · Amount on File |
| Deed Sale | Apr 27, 2001 · Amount on File |
| Prior Sale | May 12, 1997 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 744 VARNUM AVE, LOWELL, MA 01854-2033 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 037582-191 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 37582/191 |
| Instrument | 51191 |
| Name | JEANNE D ARC CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 744 VARNUM AVE, LOWELL, MA 01854-2033 |
| Document Number | 31401-96 |
| Book / Page | 031401 / 000096 |
| Instrument Date | Jul 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2017 |
| Name | Verified Name |
|---|
| Document Number | 31401-96 |
|---|---|
| Date | Aug 23, 2017 |
| Book Page | 031401/000096 |
| Instrument | 36960 |
| Name | JEANNE D'ARC CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Aug 22, 2037 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 744 Varnum Ave was $5,835, up 8.5% from the year before.
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,835.00 (+8.5%) | $514,100 (+9.73%) Land $191,900 Building $322,200 | $583,994 (+24.51%) |
| 2025 | $5,378.00 (+0.19%) | $468,500 (+3.95%) Land $179,300 Building $289,200 | $469,015 (-2.22%) |
| 2024 | $5,368.00 (+3.65%) | $450,700 (+8.08%) Land $167,600 Building $283,100 | $479,655 |
| 2023 | $5,179.00 | $417,000 Land $145,700 Building $271,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 744 Varnum Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 54 (1978–2026) |
| Claims Outside the SFHA | 3 of 54 |
| Most Recent Claim | Apr 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 744 Varnum Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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