744 Upper Blvd, Ridgewood, NJ 07450 Property Records

Bergen County and Ridgewood Village property record for 744 Upper Blvd, Ridgewood, NJ 07450

Property Summary

Property Type	Single Family Home
Details	2,832 sqft · built 1939
Lot Size	0.258 acres (11,238 sqft)
Owner	Individual Name on Record
Last Sale	$894,500 (Dec 2014)
Tax Bill	$25,880 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`51-01404-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`51-01404-0000-00006`
Alternative APN	`510140400006`

Interior

Stories	2 Stories
Building Area	2,832 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Construction Type	Frame
Lot Area	11,238 sqft (0.258 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	744 UPPER BLVD
City	RIDGEWOOD
State	NJ
Zip	07450-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.258 AC
Legal Subdivision	VILLAGE/RIDGEWOOD
Legal Block	1404
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEWOOD
Census Block Group	2
Census Block	2000
Census Tract	47200

Owner

Source: Bergen County and Ridgewood Village records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	744 UPPER BLVD, RIDGEWOOD, NJ 07450-1125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Nov 9, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP
Oct 20, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2014 · Amount on Record
Deed Sale	Dec 18, 2014 · Amount on Record
Prior Sale	Jan 22, 1999 · Amount on Record
Deed Document Number	20148458402
Deed Book / Page	1818 / 1671
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	744 UPPER BLVD, RIDGEWOOD, NJ 07450-1125
Transaction Type	Mortgage
Record Updated	May 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 UPPER BLVD, RIDGEWOOD, NJ 07450-1125

Mortgage

Document Number	0057511697
Date	Mar 20, 2026
Book Page	5751/1697
Instrument	2026018597

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	744 UPPER BLVD, RIDGEWOOD, NJ 07450-1125
Transaction Type	Mortgage
Record Updated	Sep 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 UPPER BLVD, RIDGEWOOD, NJ 07450-1125

Mortgage

Document Number	0050591153
Date	Aug 16, 2023
Book Page	5059/1153
Instrument	2023053293

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	479 Months
Due	Jul 28, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	744 UPPER BLVD, RIDGEWOOD, NJ 07450-1125
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 UPPER BLVD, RIDGEWOOD, NJ 07450-1125

Mortgage

Document Number	0044510029
Date	Nov 9, 2021
Book Page	4451/29
Instrument	2021167890

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	477 Months
Due	Aug 28, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	744 UPPER BLVD, RIDGEWOOD, NJ 07450-1125
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	GUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041510895
Date	May 18, 2021
Book Page	4151/895
Instrument	2021078615

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company
Address	LITTLE FALLS, NJ 07424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	744 UPPER BLVD, RIDGEWOOD, NJ 07450-1125
Document Number	0027782470
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 UPPER BLVD RIDGEWOOD NJ 074501125, RIDGEWOOD, NJ 07450-1125

Mortgage

Document Number	0027782470
Date	Nov 8, 2017
Book Page	002778/002470

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Ridgewood Village assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgewood Village
Unified School District	Ridgewood Village School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$895,500 (-) Land $350,000 Building $545,500	$895,500 (-) Land $350,000 Building $545,500
2025	$25,880.00 (+0.73%)	$895,500 (-) Land $350,000 Building $545,500	$895,500 (-) Land $350,000 Building $545,500
2024	$25,692.00 (+4.98%)
2023		$895,500 Land $350,000 Building $545,500	$895,500 Land $350,000 Building $545,500
2022	$24,474.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIDGEWOOD WATER serves 61,700 people · EPA ID NJ0251001
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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