New Castle County property record for 744 Tracy Cir, Townsend, DE 19734
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,558 sqft · built 2010 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Feb 2026) |
| Tax Bill | $3,712 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Sep 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-003.00-144 |
| Primary APN | 25-003.00-144 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,558 sqft Living Area |
| 1st Floor Area | 1,440 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 744 TRACY CIR |
|---|---|
| City | TOWNSEND |
| State | DE |
| Zip | 19734-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 25R1A |
| Legal Subdivision | TOWNSEND VILLAGE |
| Legal Lot Number | 169 |
| Jurisdiction | NEW CASTLE DE |
| Township / Civil Division | MIDDLETOWN-ODESSA |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 16806 |
Source: New Castle County records · APN 25-003.00-144
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 744 TRACY CIR, TOWNSEND, DE 19734-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Nov 02, 2023 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Sep 19, 2024 | Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP |
| Feb 03, 2026 | Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 25, 2025 | Deed, Transfer · Commercial Mortgage KIAVI FUNDING INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 03, 2026 · Amount on Record |
| Deed Sale | Feb 03, 2026 · Amount on Record |
| Prior Sale | Sep 25, 2025 · Amount on Record |
| Deed Document Number | 20268822 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 744 TRACY CIR, TOWNSEND, DE 19734-2408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 744 TRACY CIR, TOWNSEND, DE 19734-2408 |
| Document Number | 0000073851 |
|---|---|
| Date | Nov 02, 2023 |
| Instrument | 20231102-0073851 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33416 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 226 Months |
| Due | Sep 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Property Address | 744 TRACY CIR, TOWNSEND, DE 19734-2408 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 744 TRACY CIR, TOWNSEND, DE 19734-2408 |
| Document Number | 0000062777 |
|---|---|
| Date | Sep 19, 2024 |
| Instrument | 20240919-0062777 |
| Name | PHH MORTGAGE SERVICES CORP |
|---|---|
| Type | Mortgage Company |
| Address | MONTCALM, WV 24737 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Sep 01, 2064 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Feb 03, 2026 |
| Property Address | 744 TRACY CIR, TOWNSEND, DE 19734-2408 |
| Document Number | 0000008822 |
| Map Reference | DOC 20060915-0088782 |
| Instrument Date | Dec 19, 2025 |
| Instrument | 20260203-0008822 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 744 TRACY CIR, TOWNSEND, DE 19734-2408 |
| Document Number | 0000008825 |
|---|---|
| Date | Feb 03, 2026 |
| Instrument | 20260203-0008825 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NEW CASTLE DE |
| Recording Date | Sep 25, 2025 |
| Property Address | 744 TRACY CIR, TOWNSEND, DE 19734-2408 |
| Document Number | 0000069066 |
| Map Reference | DOC 20060915-0088782 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 20250925-0069066 |
| Transaction Type | Transfer |
| Record Updated | Oct 09, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 25 WEED LN, ELKTON, MD 21921-7268 |
| Name | Verified Name |
|---|---|
| Address | 2001 BAYNARD BLVD, WILMINGTON, DE 19802-3917 |
| Investor | Possibly a Property Investor |
| Document Number | 0000069069 |
|---|---|
| Date | Sep 25, 2025 |
| Instrument | 20250925-0069069 |
| Name | KIAVI FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: New Castle County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | New Castle County |
| Municipality | Townsend Town |
| Unified School District | Appoquinimink School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $516,400 (+415.37%) Land $108,700 Building $407,700 | ||
| 2024 | $3,712.00 (+19.51%) | $100,200 (-) Land $12,300 Building $87,900 | $394,290 |
| 2023 | $3,106.00 | $100,200 Land $12,300 Building $87,900 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 6 in force |
| Wildfire Risk | Low lower than 80% of the US · above 47% of Delaware |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cogeco Cable Holdings II Cable | 1,000 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 202 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ARTESIAN WATER COMPANY private · serves 231,114 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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