744 SW 24th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 744 SW 24th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,734 sqft · built 1963
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,744 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-20-37-35-0A00-00020-0000`

Property Details

APN / Parcel Number

Primary APN	`1-20-37-35-0A00-00020-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,734 sqft Heated Area
Gross Area	3,956 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	304,920 sqft (7 acres)
Garage Type	Carport
Carport	Carport
Porch	Enclosed Porch
Patio Area	378 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	744 SW 24TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-3937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND LYING IN A PORTION OF THE WEST 1/2 OF THE SOUTHWEST 1/4 OF THE NORTHEAST 1/4 OF SECTION 20, TOWNSHIP 37 SOUT
Legal Range	35E
Legal Township	37S
Legal Section	20
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3010
Census Tract	910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	PO BOX 1996, OKEECHOBEE, FL 34973-1996
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage HEARTLAND NATIONAL BANK
Apr 28, 2023	Correction Deed ATTORNEY ONLY, ATTORNEY
Apr 12, 2023	Warranty Deed, Transfer · Conventional Mortgage HEARTLAND NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2023
Deed Sale	Apr 28, 2023
Deed Document Number	2023004406
Prior Transfer Date	Apr 12, 2023
Prior Transfer Doc	2023004406
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	744 SW 24TH AVE, OKEECHOBEE, FL 34974-3937
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5325 SUMMELIN ROAD, PORT SAINT LUCIE, FL 34987-3206

Mortgage

Document Number	0000005674
Date	May 12, 2023
Instrument	2023005674

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Margin	3
Max Rate	11.5%

April 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 28, 2023
Property Address	744 SW 24TH AVE, OKEECHOBEE, FL 34974-3937
Document Number	0000005140
Instrument Date	Apr 28, 2023
Instrument	2023005140
Record Updated	Feb 20, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1346, WAUCHULA, FL 33873-1346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2996, OKEECHOBEE, FL 34973-2996

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 12, 2023
Property Address	744 SW 24TH AVE, OKEECHOBEE, FL 34974-3937
Document Number	0000004406
Instrument Date	Apr 12, 2023
Instrument	2023004406
Transaction Type	Transfer
Record Updated	May 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1346, WAUCHULA, FL 33873-1346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 2996, OKEECHOBEE, FL 34973-2996

Mortgage

Document Number	0000004407
Date	Apr 12, 2023
Instrument	2023004407

Lender

Name	HEARTLAND NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year CMT
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,744.00 (+4.82%) Homeowner's exemption	$532,426 (+24.19%) Land $296,000 Building $236,426	$532,426 (+24.19%) Land $296,000 Building $236,426
2023	$6,434.00 (-27.7%)	$428,709 (-28.25%) Land $188,300 Building $240,409	$428,709 (-28.25%) Land $188,300 Building $240,409
2022	$8,899.00	$597,530 Land $396,500 Building $201,030	$597,530 Land $396,500 Building $201,030

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2012)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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