744 Spires Dr, Oswego, IL 60543 Property Records

Kendall County property record for 744 Spires Dr, Oswego, IL 60543 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2006
Square Footage2,403 sqft Living Area
Lot Size8,125 sqft (0.187 acres)
OccupancyOwner Occupied
Last Sale$285,000 (2018)
Tax Bill$10,094.00 (2024)

Owner

Source: Kendall County records · APN 03-11-306-005

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address744 SPIRES DR, OSWEGO, IL 60543-4044
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 23, 2026Deed of Trust, Mortgage · Line of Credit
ALLIANT CREDIT UNION
Apr 26, 2022Deed of Trust, Mortgage · Conventional Mortgage
NEIGHBORHOOD LOANS
Apr 04, 2020Deed of Trust, Mortgage
NEIGHBORHOOD LOANS
Mar 07, 2018Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NEIGHBORHOOD LOANS
Apr 21, 2017Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2018 · Amount on Record
Deed SaleMar 07, 2018 · Amount on Record
Prior SaleJul 28, 2006 · Amount on Record
Deed Doc Number20183109
Record RefreshedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Recording DateJul 23, 2026
Property Address744 SPIRES DR, OSWEGO, IL 60543-4044
Document Number0000010722
Instrument DateJun 23, 2026
Instrument202610722
Transaction TypeMortgage
Record UpdatedAug 06, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address744 SPIRES DR, OSWEGO, IL 60543-4044

Mortgage

Document Number0000010722,
DateJul 23, 2026
Instrument202610722
Lender
NameALLIANT CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.53%
Initial TypeAdjustable Rate
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate-1%

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address744 SPIRES DR, OSWEGO, IL 60543-4044
Transaction TypeMortgage
Record UpdatedMay 05, 2022
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007458
DateApr 26, 2022
Instrument202200007458
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052
Interest
Rate TypeFixed Rate
Rate5.25%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENDALL IL
Property Address744 SPIRES DR, OSWEGO, IL 60543-4044
Document Number0000006638
Instrument DateApr 04, 2020
Transaction TypeMortgage
Record UpdatedMay 19, 2020
Title CompanyCARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address744 SPIRES DR OSWEGO IL 605434044, OSWEGO, IL 60543-4044

Mortgage

Document Number0000006638
DateApr 27, 2020
Instrument6638
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressDOWNERS GROVE, IL 60515
Agreement
AmountAmount Recorded
Term360 Months
DueApr 26, 2050
Interest
Rate TypeFixed Rate
Rate3.25%

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENDALL IL
Recording DateMar 07, 2018
Property Address744 SPIRES DR, OSWEGO, IL 60543-4044
Document Number0000003109
Instrument DateMar 02, 2018
Instrument3109
Transaction TypeTransfer
Record UpdatedMar 19, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address744 SPIRES DR OSWEGO IL 605434044, OSWEGO, IL 60543-4044

Mortgage

Document Number3110
DateMar 07, 2018
Instrument3110
Lender
NameNEIGHBORHOOD LOANS
TypeFunding / Finance Company
AddressLOMBARD, IL 60148
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 06, 2048
Interest
Rate TypeFixed Rate
Rate3.75%

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENDALL IL
Recording DateApr 21, 2017
Property Address744 SPIRES DR, OSWEGO, IL 60543-4044
Document Number0000006016
Instrument DateApr 10, 2017
Instrument6016
Transaction TypeTransfer
Record UpdatedMay 30, 2017
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address744 SPIRES DR OSWEGO IL 605434044, OSWEGO, IL 60543-4044

Tax Assessment & Valuation

Source: Kendall County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKendall County
County SubdivisionOswego Township
MunicipalityOswego Village
Unified School DistrictOswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$138,011 (+28.18%) Land $27,977 Building $110,034$414,033 (+28.18%) Land $83,931 Building $330,102
2024$10,094.00
2022$107,666 Land $21,826 Building $85,840$322,998 Land $65,478 Building $257,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kendall County (17093C), updated September 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN03-11-306-005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,403 sqft Living Area
Gross Area2,946 sqft Gross Area
1st Floor2,403 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleBi-Level Style
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialAsphalt Roof
Lot Area8,125 sqft (0.187 acres)
Depth X Width125 ft x 65 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area543 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address744 SPIRES DR
CityOSWEGO
StateIL
Zip60543-4044
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 516 CHURCHILL CLUB PARCEL 7 VILLAGE OF OSWEGO
Legal SubdivisionCHURCHILL CLUB
Legal Lot Number516
JurisdictionKENDALL IL
Minor Civil DivisionOSWEGO
Census Blockgroup2
Census Block2012
Census Tract890103

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