744 Satsuma Rd, Niceville, FL 32578 Property Records

Walton County property record for 744 Satsuma Rd, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,522 sqft · built 2019
Lot Size	0.242 acres (10,542 sqft)
Owner	Individual Name on File
Last Sale	$36,900 (Feb 2018)
Tax Bill	$1,074 (2024)
Deeds & Mortgages	Jun 2021 Mortgage Apr 2018 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-1S-21-41030-002-0050`

Property Details

APN / Parcel Number

Primary APN	`29-1S-21-41030-002-0050`
Alternative APN	`1062494`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,522 sqft Living Area
Gross Area	2,270 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	11.7 ft deep x 7.5 ft wide
Garage Type	Finished
Garage Area	484 sqft
Porch	Porch
Porch Area	264 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1062494
Street Address	744 SATSUMA RD
City	NICEVILLE
State	FL
Zip	32578-8304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 2 CHIPPEWA S/D PB 3-3 OR 1391-39 OR 2181-50 OR 3065-4985
Legal Range	21W
Legal Township	01S
Legal Section	29
Legal Subdivision	CHIPPEWA S/D
Legal Block	2
Legal Lot Number	5
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1046
Census Tract	950306

Owner

744 Satsuma Rd is owned and occupied by an individual who bought it in February 2018.

Source: Walton County records, as of December 17, 2025

Owner of Record	Individual Name on File
Mailing Address	744 SATSUMA RD, NICEVILLE, FL 32578-8304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · VA Mortgage PROGRESS BANK & TRUST
Apr 9, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST FLORIDA BANK
May 12, 2020	Deed of Trust, Mortgage · Conventional with PMI LAKEVIEW LN SERVICING
May 9, 2019	Loan Modification, Mortgage · VA Mortgage FIRST FL BK
Feb 21, 2018	Warranty Deed, Transfer PANHANDLE TITLE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2018 · Amount on File
Deed Sale	Feb 21, 2018 · Amount on File
Prior Sale	Mar 16, 2000
Deed Document Number	2018000005632
Deed Book / Page	3065 / 4985
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	744 SATSUMA RD, NICEVILLE, FL 32578-8304
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	BURKE LAW AND TITLE LLC, BURKE LAW & TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 SATSUMA RD, NICEVILLE, FL 32578-8304

Mortgage

Document Number	0032050860
Date	Jun 30, 2021
Book Page	3205/860
Instrument	20210033028

Lender

Name	PROGRESS BANK & TRUST
Type	Bank
Address	HUNTSVILLE, AL 35801

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	744 SATSUMA RD, NICEVILLE, FL 32578-8304
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030701606
Date	Apr 9, 2018
Book Page	3070/1606
Instrument	2018000011334

Lender

Name	FIRST FLORIDA BANK
Type	Bank
Address	DESTIN, FL 32540

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	744 SATSUMA RD, NICEVILLE, FL 32578-8304
Document Number	0031443872
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 SATSUMA RD NICEVILLE FL 325788304, NICEVILLE, FL 32578-8304

Mortgage

Document Number	0031443872
Date	Jun 4, 2020
Book Page	003144/003872
Instrument	18507

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	744 SATSUMA RD, NICEVILLE, FL 32578-8304
Document Number	0031062891
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 SATSUMA RD NICEVILLE FL 325788304, NICEVILLE, FL 32578-8304

Mortgage

Document Number	0031062891
Date	May 28, 2019
Book Page	003106/002891
Instrument	17097

Lender

Name	FIRST FL BK
Type	Bank
Address	DESTIN, FL 32540

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 27, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Feb 21, 2018
Property Address	744 SATSUMA RD, NICEVILLE, FL 32578-8304
Document Number	0030654985
Book / Page	003065 / 004985
Instrument Date	Feb 5, 2018
Instrument	5632
Transaction Type	Transfer
Record Updated	Mar 7, 2018
Title Company	PANHANDLE TITLE INC

Transaction

Amount	Amount on Record
Tax	$258.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 SOUTHLAKE CT NICEVILLE FL 325784192, NICEVILLE, FL 32578-4192

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,741 Land $85,000 Building $181,741	$266,741 Land $85,000 Building $181,741
2024	$1,074.00 (+4.27%)
2023	$1,030.00 (-2.37%) Homeowner's exemption	$238,255 (-3.51%) Land $54,688 Building $183,567	$238,255 (-3.51%) Land $54,688 Building $183,567
2022	$1,055.00 Homeowner's exemption	$246,933 Land $69,890 Building $177,043	$246,933 Land $69,890 Building $177,043

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 744 Satsuma Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 744 Satsuma Rd is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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