744 S 5th St, Elko, NV 89801 Property Records

Elko County property record for 744 S 5th St, Elko, NV 89801

Property Summary

Property Type	Commercial Office
Details	4,212 sqft · built 1962
Lot Size	0.265 acres (11,543 sqft)
Owner	2 Individual Names on Record
Last Sale	$200,000 (Jun 2021)
Tax Bill	$2,296 (2026)
Deeds & Mortgages	May 2025 Mortgage Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`001-464-003`

Property Details

APN / Parcel Number

Primary APN	`001-464-003`

Interior

Units	4 Units
Stories	1 Story
Building Area	4,212 sqft Gross Area
1st Floor Area	962 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Stucco
Lot Area	11,543 sqft (0.265 acres)
Garage Area	962 sqft
Porch	Porch
Porch Area	1,327 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	744 S 5TH ST
City	ELKO
State	NV
Zip	89801-5094
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Local Zoning Code	ZC
Legal Description	BEIGLER ADDITION NO 3 FILE 107637 PORTIONS OF,DESCRIBED AS FOLLOWS,A PORTION OF LOTS 7 AND 8 OF THE BIEGLER,ADDITION NO 3 DES
Legal Subdivision	BIEGLER ADDITION NO 3
Legal Block	2
Legal Lot Number	7,8
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2001
Census Tract	951202

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	629 CORTNEY DR, ELKO, NV 89801-2439
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 12, 2025	Deed of Trust, Mortgage · Commercial Mortgage ELKO FCU
Jun 30, 2021	Bargain and Sale Deed, Transfer STEWART TITLE ELKO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2021 · Amount on Record
Deed Sale	Jun 30, 2021 · Amount on Record
Deed Document Number	2021789663
Prior Transfer Date	Oct 1, 2008
Prior Transfer Doc	0000604481
Record Updated	Oct 29, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	744 S 5TH ST, ELKO, NV 89801-5094
Transaction Type	Mortgage
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	629 CORTNEY DR, ELKO, NV 89801-2439

Mortgage

Document Number	0000849473
Date	May 12, 2025
Instrument	849473

Lender

Name	ELKO FCU
Type	Credit Union
Address	ELKO, NV 89801

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Jun 30, 2021
Property Address	744 S 5TH ST, ELKO, NV 89801-5094
Document Number	0000789663
Instrument Date	Jun 7, 2021
Instrument	789663
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5220 MIRA LOMA DR, RENO, NV 89502-7779

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	629 CORTNEY DR, ELKO, NV 89801-2439

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,296.00 (+5.61%)	$63,842 (+7.51%) Land $18,854 Building $44,988	$182,406 (+7.51%) Land $53,869 Building $128,537
2025	$2,174.00 (+11.09%)	$59,383 (+9.61%) Land $14,150 Building $45,233	$169,666 (+9.6%) Land $40,429 Building $129,237
2023	$1,957.00 (+8%)	$54,179 (+9.53%) Land $14,150 Building $40,029	$154,798 (+9.53%) Land $40,429 Building $114,369
2022	$1,812.00	$49,463 Land $14,150 Building $35,313	$141,323 Land $40,429 Building $100,894

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 85% of Nevada
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: CC Communications Broadband, Rise Broadband.

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