744 Rutledge Ave, Charleston, SC 29403 Property Records

Charleston County property record for 744 Rutledge Ave, Charleston, SC 29403

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,270 sqft · built 1922
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on Record
Last Sale	$1,555,000 (Jul 2025)
Tax Bill	$11,840 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`463-15-02-005`

Property Details

APN / Parcel Number

Primary APN	`463-15-02-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,270 sqft Total Area
1st Floor Area	1,071 sqft
Upper Floors Area	1,199 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Porch	Slab
Porch Area	984 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	744 RUTLEDGE AVE
City	CHARLESTON
State	SC
Zip	29403-3792
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SUBDIVISION NAME -744 RUTLEDGE DESCRIPTION -LT 3
Legal Subdivision	744 RUTLEDGE
Legal Lot Number	3
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	2
Census Block	2000
Census Tract	1500

Owner

Source: Charleston County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	22 COOPER ST, FARMINGDALE, NY 11735-2243
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CAPITAL BANK
Oct 18, 2022	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Aug 31, 2021	Deed of Trust, Mortgage · Line of Credit FIRST RELIANCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	Oct 18, 2022 · Amount on Record
Deed Book / Page	1326 / 18
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Recording Date	Sep 18, 2026
Property Address	744 RUTLEDGE AVE, CHARLESTON, SC 29403-3792
Document Number	0000058839
Book / Page	1416 / 933
Instrument Date	Sep 18, 2026
Instrument	202658839
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000058839,
Date	Sep 18, 2026
Book Page	1416/933
Instrument	202658839

Lender

Name	FIRST CAPITAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLESTON SC
Recording Date	Oct 18, 2022
Property Address	744 RUTLEDGE AVE, CHARLESTON, SC 29403-3792
Document Number	0011430935
Book / Page	1143 / 935
Map Reference	MB C PG 140
Instrument Date	Oct 13, 2022
Transaction Type	Transfer
Record Updated	Jan 26, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,496.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1481 VILLAGE SQ # SR, SR, MOUNT PLEASANT, SC 29464-4627

Mortgage

Document Number	0001143936
Date	Oct 18, 2022
Instrument	1143/936

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	1-Year T-Bill
Max Rate	10.3%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLESTON SC
Property Address	744 RUTLEDGE AVE, CHARLESTON, SC 29403-3792
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 21861, CHARLESTON, SC 29413-1861

Mortgage

Document Number	0010280241
Date	Aug 31, 2021
Book Page	1028/241

Lender

Name	FIRST RELIANCE BANK
Type	Bank
Address	MOUNT PLEASANT, SC 29464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,840.00 (+10.18%)	$1,104,000 (+2,2%) Land $439,600 Building $664,400	$1,138,600 (+122.69%) Land $439,600 Building $699,000
2024	$10,746.00 (+106.57%)	$48,000 (+150.39%)
2022	$5,202.00	$19,170	$511,300 (-46.74%) Land $309,900 Building $201,400
2020			$960,000 Land $425,000 Building $535,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	48 units insured incl. 6 condo units
Nearby Flood Claims	8 (1989–2017)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Hugo, Sep 1989 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of South Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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