Essex County and Millburn Township property record for 744 Ridgewood Rd, Millburn, NJ 07041
| Property Type | Single Family Home |
|---|---|
| Details | 1,662 sqft · built 1940 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $495,000 (Dec 2015) |
| Tax Bill | $12,132 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Mar 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-00402-0000-00044 |
| Primary APN | 12-00402-0000-00044 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,662 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 744 RIDGEWOOD RD |
|---|---|
| City | MILLBURN |
| State | NJ |
| Zip | 07041-1823 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X120 |
| Legal Subdivision | SEABRIGHT CORP |
| Legal Block | 402 |
| Legal Lot Number | 44 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MILLBURN |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20200 |
Source: Essex County and Millburn Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 744 RIDGEWOOD RD, MILLBURN, NJ 07041-1823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MILLENIUM HOME MORTGAGE LLC |
| May 25, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Sep 2, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Feb 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage POLIFLY SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2015 · Amount on Record |
| Deed Sale | Dec 8, 2015 · Amount on Record |
| Deed Book / Page | 20150 / 94390 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 744 RIDGEWOOD RD, MILLBURN, NJ 07041-1823 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000046320 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022046320 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 744 RIDGEWOOD RD, MILLBURN, NJ 07041-1823 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021023566 |
|---|---|
| Date | Mar 2, 2021 |
| Instrument | 2021023566 |
| Name | MILLENIUM HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | EAST BRUNSWICK, NJ 08816 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 744 RIDGEWOOD RD, MILLBURN, NJ 07041-1823 |
| Document Number | 0000050652 |
| Instrument Date | May 25, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Name | Verified Name |
|---|---|
| Address | 744 RIDGEWOOD RD MILLBURN NJ 070411823, MILLBURN, NJ 07041-1823 |
| Document Number | 0000050652 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 50652 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 11, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 744 RIDGEWOOD RD, MILLBURN, NJ 07041-1823 |
| Document Number | 0000088645 |
| Instrument Date | Sep 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2018 |
| Name | Verified Name |
|---|---|
| Address | 744 RIDGEWOOD RD MILLBURN NJ 070411823, MILLBURN, NJ 07041-1823 |
| Document Number | 0000088645 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 88645 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 744 RIDGEWOOD RD, MILLBURN, NJ 07041-1823 |
| Document Number | 0000021333 |
| Instrument Date | Feb 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 744 RIDGEWOOD RD MILLBURN NJ 070411823, MILLBURN, NJ 07041-1823 |
| Document Number | 0000021333 |
|---|---|
| Date | Mar 9, 2017 |
| Instrument | 21333 |
| Name | POLIFLY SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | WESTFIELD, NJ 07090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
Source: Essex County and Millburn Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Millburn Township |
| Unified School District | Millburn Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $603,100 (+0.37%) Land $378,600 Building $224,500 | $603,100 (+0.37%) Land $378,600 Building $224,500 | |
| 2025 | $12,132.00 (+1.87%) | $600,900 (-) Land $378,600 Building $222,300 | $600,900 (-) Land $378,600 Building $222,300 |
| 2024 | $11,909.00 (+2%) | ||
| 2023 | $600,900 Land $378,600 Building $222,300 | $600,900 Land $378,600 Building $222,300 | |
| 2022 | $11,675.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 54 (1979–2023) |
| Claims Outside the SFHA | 48 of 54 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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