Ashtabula County property record for 744 Red Oak Ln, Geneva, OH 44041
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,737 sqft · built 1996 |
| Lot Size | 0.465 acres (20,255 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $256,000 (Apr 2020) |
| Tax Bill | $8,854 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Apr 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-036-00-011-00 |
| Primary APN | 20-036-00-011-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,737 sqft Living Area |
| Gross Area | 3,177 sqft |
| 1st Floor Area | 1,090 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,255 sqft (0.465 acres) |
| Lot Dimensions | 246 ft deep x 81 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
|---|---|
| Porch Area | 295 sqft |
| Balcony Area | 102 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 744 RED OAK LN |
|---|---|
| City | GENEVA |
| State | OH |
| Zip | 44041-8263 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 WOOD RIDGE NO 1 |
| Legal Subdivision | WOOD RIDGE |
| Legal Block | 4 |
| Legal Lot Number | 11 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | GENEVA |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 802 |
Source: Ashtabula County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8241 DOW CIR, STRONGSVILLE, OH 44136-1725 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2026 | Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK |
| Apr 12, 2023 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Apr 30, 2020 | Survivorship Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Jan 31, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2020 · Amount on Record |
| Deed Sale | Apr 30, 2020 · Amount on Record |
| Prior Sale | May 1, 2009 · Amount on Record |
| Deed Document Number | 20203948 |
| Deed Book / Page | 707 / 1232 |
| Prior Transfer Date | Jan 26, 2017 |
| Prior Transfer Doc | 0000001026 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Sep 15, 2026 |
| Property Address | 744 RED OAK LN, GENEVA, OH 44041-8263 |
| Document Number | 0000008696 |
| Book / Page | 880 / 671 |
| Instrument Date | Sep 6, 2026 |
| Instrument | 20268696 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 744 RED OAK LN, GENEVA, OH 44041-8263 |
| Document Number | 0000008696, |
|---|---|
| Date | Sep 15, 2026 |
| Book Page | 880/671 |
| Instrument | 20268696 |
| Name | COASTAL COMMUNITY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 744 RED OAK LN, GENEVA, OH 44041-8263 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 744 RED OAK LN, GENEVA, OH 44041-8263 |
| Document Number | 0000003184 |
|---|---|
| Date | Apr 12, 2023 |
| Book Page | 793/1463 |
| Instrument | 2023-00003184 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | May 1, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Apr 30, 2020 |
| Property Address | 744 RED OAK LN, GENEVA, OH 44041-8263 |
| Document Number | 0000003948 |
| Book / Page | 707 / 1232 |
| Map Reference | VOL 15 PG 84 |
| Instrument Date | Apr 29, 2020 |
| Instrument | 202000003948 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | ENTERPRISE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 744 RED OAK LN, GENEVA, OH 44041-8263 |
| Document Number | 0007071235 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 707/1235 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Recording Date | Jan 31, 2017 |
| Property Address | 744 RED OAK LN, GENEVA, OH 44041-8263 |
| Document Number | 0000001026 |
| Book / Page | 000629 / 001439 |
| Instrument Date | Jan 26, 2017 |
| Instrument | 1026 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Additional |
|
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 744 RED OAK LN GENEVA OH 440418263, GENEVA, OH 44041-8263 |
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Geneva Township |
| Municipality | Geneva City |
| Unified School District | Geneva Area City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,854.00 (+68.68%) | $108,540 (-) Land $13,130 Building $95,410 | $310,100 (-) Land $37,500 Building $272,600 |
| 2023 | $5,249.00 (+19.62%) Homeowner's exemption | $108,540 (+21.14%) Land $13,130 Building $95,410 | $310,100 (+21.13%) Land $37,500 Building $272,600 |
| 2022 | $4,388.00 Homeowner's exemption | $89,600 Land $10,080 Building $79,520 | |
| 2020 | $256,000 Land $28,800 Building $227,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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