744 Oregon Ave, San Mateo, CA 94402 Property Records

San Mateo County property record for 744 Oregon Ave, San Mateo, CA 94402

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,970 sqft · built 1952
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,420,000 (Jul 2021)
Tax Bill	$30,863 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-045-170`

Property Details

APN / Parcel Number

Primary APN	`034-045-170`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,530 sqft
1st Floor Area	1,650 sqft
Basement Area	880 sqft
Finished Basement	320 sqft
Unfinished Basement	560 sqft
Family Room	Family Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Basement
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	744 OREGON AVE
City	SAN MATEO
State	CA
Zip	94402-3306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 33 BLOCK 16 BAYWOOD KNOLLS SUB NO 3 RSM 23/3 4 CITY OF SAN MATEO
Legal Subdivision	BAYWOOD KNOLLS SUB NO 3
Legal Block	16
Legal Lot Number	33
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	4
Census Block	4008
Census Tract	606500

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	744 OREGON AVE, SAN MATEO, CA 94402-3306
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Grant Deed, Transfer · Conventional Mortgage HSBC BANK USA
Mar 31, 2021	Deed of Trust, Mortgage · Commercial Mortgage MARCHETA INC
Sep 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Deed Document Number	2021113114
Prior Transfer Date	Mar 16, 2006
Prior Transfer Doc	0000042434
Record Updated	Oct 29, 2026

July 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jul 30, 2021
Property Address	744 OREGON AVE, SAN MATEO, CA 94402-3306
Document Number	0000113114
Map Reference	MB 23 PG 3&4
Instrument Date	Jul 22, 2021
Instrument	2021-113114
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	744 OREGON AVE, SAN MATEO, CA 94402-3306

Mortgage

Document Number	0000113115
Date	Jul 30, 2021
Instrument	2021-113115

Lender

Name	HSBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.85%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	6.85%
Index	Other
Margin	3
Max Rate	6.59%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	744 OREGON AVE, SAN MATEO, CA 94402-3306
Transaction Type	Mortgage
Record Updated	Apr 30, 2021
Title Company	NORTH AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 OREGON AVE, SAN MATEO, CA 94402-3306

Mortgage

Document Number	0000051469
Date	Mar 31, 2021
Instrument	2021-051469

Lender

Name	MARCHETA INC
Type	Non-Lending Institution
Address	BURLINGAME, CA 94010

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	744 OREGON AVE, SAN MATEO, CA 94402-3306
Document Number	0000078514
Instrument Date	Sep 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	744 OREGON AVE SAN MATEO CA 944023306, SAN MATEO, CA 94402-3306

Mortgage

Document Number	0000078514
Date	Oct 10, 2018
Instrument	78514

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,619,484 (+2%) Land $1,645,296 Building $974,188
2025	$30,863.00 (+5.3%) Homeowner's exemption	$2,568,123 (+4.04%) Land $1,613,036 Building $955,087
2023	$29,310.00 (+0.83%) Homeowner's exemption	$2,468,400 Land $1,550,400 Building $918,000	$2,463,660
2022	$29,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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