744 N 3rd St, Seward, NE 68434 Property Records

Seward County property record for 744 N 3rd St, Seward, NE 68434

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,484 sqft · built 1914
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$120,000 (Apr 2016)
Tax Bill	$1,938 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800080440`

Property Details

APN / Parcel Number

Primary APN	`800080440`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	1,484 sqft Living Area
Gross Area	1,064 sqft
1st Floor Area	600 sqft
Basement Area	600 sqft
Finished Basement	200 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	120 ft deep x 83.3 ft wide
Garage Type	Detached
Garage Area	240 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space
Patio Area	40 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	744 N 3RD ST
City	SEWARD
State	NE
Zip	68434-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MULTI-FAMI
Legal Description	SEWARD COX'S ADDITION BLOCK 4 LOTS 1-2
Legal Subdivision	COX ADDITION
Legal Block	4
Legal Lot Number	1-2
Jurisdiction	SEWARD NE
Township / Civil Division	SEWARD
Census Block Group	2
Census Block	2030
Census Tract	960300

Owner

Source: Seward County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	744 N 3RD ST, SEWARD, NE 68434-1508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY FIRST CU
Jan 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LIBERTY FIRST CU
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST GUARANTY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2016 · Amount on Record
Deed Sale	Apr 8, 2016 · Amount on Record
Deed Document Number	2016747
Prior Transfer Date	May 8, 2015
Prior Transfer Doc	201501262
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	744 N 3RD ST, SEWARD, NE 68434-1508
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 N 3RD ST, SEWARD, NE 68434-1508

Mortgage

Document Number	0202600135
Date	Jan 22, 2026
Instrument	202600135

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 10, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	744 N 3RD ST, SEWARD, NE 68434-1508
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	HOMESERVICES TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202004045
Date	Dec 29, 2020
Instrument	202004045

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	744 N 3RD ST, SEWARD, NE 68434-1508
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100056
Date	Jan 5, 2021
Instrument	202100056

Lender

Name	LIBERTY FIRST CU
Type	Credit Union
Address	LINCOLN, NE 68503

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2031

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEWARD NE
Property Address	744 N 3RD ST, SEWARD, NE 68434-1508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000434
Date	Feb 11, 2020
Instrument	202000434

Lender

Name	FIRST GUARANTY MORTGAGE CORP
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Seward County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Seward County
Municipality	Seward City
Unified School District	Seward Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,938.00 (-12.47%)	$180,239 (+18.36%) Land $27,857 Building $152,382	$180,239 (+18.36%) Land $27,857 Building $152,382
2023	$2,214.00	$152,282 Land $25,297 Building $126,985	$152,282 Land $25,297 Building $126,985

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1986–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2023 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SEWARD serves 7,700 people · EPA ID NE3115905
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Great Plains Communications, Nextlink.

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