744 Laprairie St, Ferndale, MI 48220 Property Records

Oakland County property record for 744 Laprairie St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,416 sqft · built 1920
Lot Size	0.224 acres (9,757 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Apr 2014)
Tax Bill	$3,320 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-34-328-012`

Property Details

APN / Parcel Number

Primary APN	`24-25-34-328-012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,416 sqft Living Area
1st Floor Area	972 sqft
Basement Area	972 sqft
Unfinished Basement	972 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,757 sqft (0.224 acres)
Lot Dimensions	255 ft deep x 38 ft wide

Exterior Amenities

Porch	Slab
Porch Area	200 sqft
Deck Area	12 sqft
Patio Area	12 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	744 LAPRAIRIE ST
City	FERNDALE
State	MI
Zip	48220-3215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 34 WOODWARD FARMS SUB S 38.2 FT OF LOT 159
Legal Range	11E
Legal Township	01N
Legal Section	34
Legal Subdivision	WOODWARD FARMS SUB
Legal Lot Number	159
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2011
Census Tract	173400

Owner

744 Laprairie St is owned and occupied by an individual who bought it in April 2014.

Source: Oakland County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	744 LAPRAIRIE ST, FERNDALE, MI 48220-3215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 27, 2019	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE
Nov 3, 2018	Deed of Trust, Mortgage · Line of Credit CREDIT UNION ONE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2014 · Amount on File
Deed Sale	Apr 22, 2014 · Amount on File
Prior Sale	Jan 24, 2000 · Amount on File
Deed Document Number	201477213
Deed Book / Page	46974 / 79
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	744 LAPRAIRIE ST, FERNDALE, MI 48220-3215
Document Number	0000089995
Instrument Date	Apr 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 8, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 LAPRAIRIE ST FERNDALE MI 482203215, FERNDALE, MI 48220-3215

Mortgage

Document Number	0000089995
Date	May 7, 2020
Book Page	054181/000105
Instrument	89995

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	744 LAPRAIRIE ST, FERNDALE, MI 48220-3215
Document Number	0000127893
Instrument Date	Jul 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 2, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 LAPRAIRIE ST FERNDALE MI 482203215, FERNDALE, MI 48220-3215

Mortgage

Document Number	0000127893
Date	Aug 8, 2019
Book Page	053120/000199
Instrument	127893

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 7, 2044

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	744 LAPRAIRIE ST, FERNDALE, MI 48220-3215
Document Number	0000184699
Instrument Date	Nov 3, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 LAPRAIRIE ST FERNDALE MI 482203215, FERNDALE, MI 48220-3215

Mortgage

Document Number	0000184699
Date	Nov 13, 2018
Book Page	052355/000778
Instrument	184699

Lender

Name	CREDIT UNION ONE
Type	Credit Union
Address	FERNDALE, MI 48220

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Nov 12, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 744 Laprairie St was $3,320 with a homeowner's exemption, down 2.6% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,320.00 (-2.58%) Homeowner's exemption	$118,240	$236,480
2024	$3,408.00
2023		$115,340	$230,680
2021	$3,215.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 744 Laprairie St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 744 Laprairie St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 728 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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