744 James Ave, Saint Paul, MN 55102 Property Records

Ramsey County property record for 744 James Ave, Saint Paul, MN 55102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,642 sqft · built 1909
Lot Size	0.107 acres (4,680 sqft)
Owner	Individual Name on File
Last Sale	$346,000 (Aug 2024)
Tax Bill	$5,818 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-28-23-13-0114`

Property Details

APN / Parcel Number

Primary APN	`11-28-23-13-0114`
Alternative APNs	`8007915` `292194`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1945
Architectural Style	Bi-Level
Exterior Material	Asbestos
Lot Area	4,680 sqft (0.107 acres)
Lot Dimensions	117 ft deep x 40 ft wide
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	292194
Street Address	744 JAMES AVE
City	SAINT PAUL
State	MN
Zip	55102-3408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KERSTS SUB OF B33 STN BRN&RSY LOT 4
Legal Range	23
Legal Township	28
Legal Section	11
Legal Subdivision	KERSTS SUB OF B33 STN BRN&RSY
Legal Block	33
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	1
Census Block	1022
Census Tract	36800

Owner

744 James Ave is owned and occupied by an individual who bought it in August 2024.

Source: Ramsey County records, as of August 7, 2026

Owner of Record	Individual Name on File
Mailing Address	744 JAMES AVE, SAINT PAUL, MN 55102-3408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Nov 21, 2022	Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY
Jun 27, 2017	Warranty Deed, Transfer · Conventional with PMI FRANKLIN AMERICAN MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2024 · Amount on File
Deed Sale	Aug 6, 2024 · Amount on File
Prior Sale	Nov 21, 2022 · Amount on File
Deed Document Number	20245034301
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	744 JAMES AVE, SAINT PAUL, MN 55102-3408
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A04885863
Date	May 24, 2021
Instrument	A04885863

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC
Type	Mortgage Company
Address	CORONA, CA 92879

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 21, 2022
Property Address	744 JAMES AVE, SAINT PAUL, MN 55102-3408
Document Number	0A04971897
Instrument Date	Nov 18, 2022
Instrument	A04971897
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$1,131.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 JAMES AVE, SAINT PAUL, MN 55102-3408

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 27, 2017
Property Address	744 JAMES AVE, SAINT PAUL, MN 55102-3408
Document Number	0004664601
Instrument Date	Jun 23, 2017
Instrument	4664601
Transaction Type	Transfer
Record Updated	Jul 7, 2017
Title Company	HOME TITLE CORPORATION, HOME TITLE CORP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$884.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	744 JAMES AVE ST PAUL MN 551023408, ST PAUL, MN 55102-3408

Mortgage

Document Number	4664602
Date	Jun 27, 2017
Instrument	4664602

Lender

Name	FRANKLIN AMERICAN MTG
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 744 James Ave was $5,818 with a homeowner's exemption, up 17.2% from the year before.

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,100 (-0.06%) Land $40,000 Building $320,100	$360,100 (-0.06%) Land $40,000 Building $320,100
2025	$5,818.00 (+17.2%) Homeowner's exemption	$360,300 Land $40,000 Building $320,300	$360,300 Land $40,000 Building $320,300
2024	$4,964.00 (+3.68%)
2023	$4,788.00 Homeowner's exemption	$325,700 Land $40,000 Building $285,700	$325,700 Land $40,000 Building $285,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 744 James Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 744 James Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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