St. Charles County property record for 744 Jacobs Crossing Dr, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,832 sqft · built 1998 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,625 (May 2024) |
| Tax Bill | $4,318 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage May 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T991100007 |
| Primary APN | T991100007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,832 sqft Living Area |
| Gross Area | 4,087 sqft |
| 1st Floor Area | 1,832 sqft |
| Basement Area | 1,775 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 90 sqft |
| Deck Area | Deck Area |
| Patio Area | 169 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T991100007 |
|---|---|
| Street Address | 744 JACOBS CROSSING DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-7469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ISBELLS PL LOT 3 |
| Legal Subdivision | ISBELLS PL |
| Legal Lot Number | 3 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311132 |
744 Jacobs Crossing Dr is owned and occupied by two individuals who bought it in May 2024.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 744 JACOBS CROSSING DR, SAINT CHARLES, MO 63304-7469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 2, 2024 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 2, 2024 · Amount on File |
| Deed Sale | May 2, 2024 · Amount on File |
| Prior Sale | May 2, 2024 · Amount on File |
| Deed Document Number | 202416835 |
| Prior Transfer Date | Apr 26, 2024 |
| Prior Transfer Doc | 0000016835 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 744 JACOBS CROSSING DR, SAINT CHARLES, MO 63304-7469 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 744 JACOBS CROSSING DR, SAINT CHARLES, MO 63304-7469 |
| Document Number | 0000010212 |
|---|---|
| Date | Mar 5, 2026 |
| Instrument | 2026R-010212 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 2, 2024 |
| Property Address | 744 JACOBS CROSSING DR, SAINT CHARLES, MO 63304-7469 |
| Document Number | 0000016835 |
| Map Reference | MB 35 PG 28 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2024R-016835 |
| Transaction Type | Transfer |
| Record Updated | May 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 744 JACOBS CROSSING DR, SAINT CHARLES, MO 63304-7469 |
| Document Number | 0000016836 |
|---|---|
| Date | May 2, 2024 |
| Instrument | 2024R-016836 |
| Name | FIRST STATE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2054 |
The 2025 property tax bill for 744 Jacobs Crossing Dr was $4,318.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,818 (-) | $383,251 (-) Land $80,000 Building $303,251 | |
| 2025 | $4,318.00 | $72,818 | $383,251 Land $80,000 Building $303,251 |
| 2023 | $66,666 | ||
| 2022 | $350,876 Land $60,000 Building $290,876 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 744 Jacobs Crossing Dr in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 26 (1979–2019) |
| Claims Outside the SFHA | 1 of 26 |
| Most Recent Claim | Jun 2019 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 744 Jacobs Crossing Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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