744 Harding St, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 744 Harding St, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	2,190 sqft · built 1939
Lot Size	0.23 acres (10,032 sqft)
Owner	2 Individual Names on File
Last Sale	$575,000 (Aug 2011)
Tax Bill	$15,372 (2025)
Deeds & Mortgages	Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-03410-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`20-03410-0000-00026`
Alternative APNs	`2000445000000008` `200341000026`

Interior

Stories	2 Stories
Building Area	2,190 sqft Living Area

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	10,032 sqft (0.23 acres)
Lot Dimensions	170 ft deep x 59 ft wide
Garage Type	Attached

Location & Zoning

Old Parcel Number	2000445000000008
Street Address	744 HARDING ST
City	WESTFIELD
State	NJ
Zip	07090-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FAIRVIEW GARDENS
Legal Block	3410
Legal Lot Number	26
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	2
Census Block	2001
Census Tract	36400

Owner

744 Harding St is owned and occupied by two individuals who bought it in August 2011.

Source: Union County and Westfield Town records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	744 HARDING ST, WESTFIELD, NJ 07090-1330
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2011 · Amount on File
Deed Sale	Aug 22, 2011 · Amount on File
Prior Sale	Sep 13, 2001 · Amount on File
Deed Document Number	2011226301
Deed Book / Page	5875 / 517
Prior Transfer Date	Aug 20, 2009
Prior Transfer Doc	0057800242
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	744 HARDING ST, WESTFIELD, NJ 07090-1330
Document Number	0143170882
Book / Page	014317 / 000882
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	744 HARDING ST WESTFIELD NJ 070901330, WESTFIELD, NJ 07090-1330

Mortgage

Document Number	0143170882
Date	Aug 15, 2017
Book Page	014317/000882
Instrument	644835

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Aug 14, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 744 Harding St was $15,372, up 1.8% from the year before.

Source: Union County and Westfield Town assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$670,700 (-) Land $509,000 Building $161,700	$670,700 (-) Land $509,000 Building $161,700
2025	$15,372.00 (+1.77%)	$670,700 Land $509,000 Building $161,700	$670,700 Land $509,000 Building $161,700
2024	$15,104.00
2023		$670,700 Land $509,000 Building $161,700	$670,700 Land $509,000 Building $161,700
2022	$14,487.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 744 Harding St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 744 Harding St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 525 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20