744 Grove St, Winter Haven, FL 33881 Property Records

Polk County property record for 744 Grove St, Winter Haven, FL 33881 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,696 sqft · built 2023
Lot Size0.132 acres (5,750 sqft)
OwnerIndividual Name on File
Last Sale$382,990 (Aug 2023)
Tax Bill$6,112 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN26-28-25-590017-000460

Property Details

APN / Parcel Number

Primary APN26-28-25-590017-000460
Alternative APN
  • 252826590017000460

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,696 sqft Living Area
Gross Area3,136 sqft
1st Floor Area1,128 sqft
Upper Floors Area1,568 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeHip
Roof MaterialOther
Lot Area5,750 sqft (0.132 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area112 sqft

Location & Zoning

Street Address744 GROVE ST
CityWINTER HAVEN
StateFL
Zip33881-7103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINMAN GROVES PHASE 2 PB 190 PGS 39-44 LOT 46
Legal SubdivisionINMAN GROVES PHASE 2
Legal Block2
Legal Lot Number46
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2055
Census Tract12802

Owner

Source: Polk County records · APN 26-28-25-590017-000460

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address744 GROVE ST, WINTER HAVEN, FL 33881-7103
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 29, 2023 · Amount on Record
Deed SaleAug 29, 2023 · Amount on Record
Deed Document Number2023204179
Deed Book / Page12819 / 751
Record UpdatedSep 20, 2026

August 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateAug 29, 2023
Property Address744 GROVE ST, WINTER HAVEN, FL 33881-7103
Document Number0000204179
Book / Page12819 / 751
Map ReferenceMB 190 PG 39-44
Instrument DateAug 18, 2023
Instrument2023204179
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 05, 2024
Title CompanyDHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,681.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7835 OSCEOLA POLK LINE RD, DAVENPORT, FL 33896-9100

Transferred To (Grantee/Buyer)

NameVerified Name
Address744 GROVE ST, WINTER HAVEN, FL 33881-7103

Mortgage

Document Number0012819752
DateAug 29, 2023
Instrument12819/752
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,112.00 (+353.75%)$321,324 (+359.03%) Land $72,000 Building $249,324$321,324 (+359.03%) Land $72,000 Building $249,324
2023$1,347.00 (+747.17%)$70,000 (+752.93%) Land $70,000$70,000 (+752.93%) Land $70,000
2022$159.00$8,207 Land $8,207$8,207 Land $8,207

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050128022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 39 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies39 in force
Nearby Flood Claims3 (2022–2023)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2023, rainfall accumulation, Hurricane Idalia
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskModerate
above 63% of the US · above 39% of Florida
Wildfire LikelihoodAbout 1 in 429 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 299 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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