744 Elm St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 744 Elm St, El Cerrito, CA 94530

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,736 sqft · built 1927
Lot Size0.115 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$369,000 (Jun 2003)
Tax Bill$9,855 (2025)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN503-373-026-7

Property Details

APN / Parcel Number

Primary APN503-373-026-7
Alternative APN
  • 503-373-026

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,736 sqft Living Area
Gross Area1,378 sqft
1st Floor Area1,378 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1990
Lot Area5,000 sqft (0.115 acres)
Garage TypeAttached
Garage Area520 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address744 ELM ST
CityEL CERRITO
StateCA
Zip94530-3103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionBLVD GARDENS POR 14 19
Legal SubdivisionBOULEVARD GARDENS T
Legal Tract1
Legal Block19
Legal Lot Number14
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group2
Census Block2004
Census Tract388000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address744 ELM ST, EL CERRITO, CA 94530-3103
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2003 · Amount on Record
Deed SaleJun 19, 2003 · Amount on Record
Deed Document Number2003288070
Last Transfer DateMar 14, 2023
Transfer Doc0000025752
Record UpdatedSep 20, 2026

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCONTRA COSTA CA
Recording DateMar 21, 2023
Property Address744 ELM ST, EL CERRITO, CA 94530-3103
Document Number0000025752
Map ReferenceMB 1 PG 11
Instrument DateMar 14, 2023
Instrument2023-025752
Transaction TypeTransfer
Record UpdatedMar 29, 2023
Title CompanyCALIFORNIA BEST TITLE CO, CALIFORNIA BEST TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address744 ELM ST, EL CERRITO, CA 94530-3103

Mortgage

Document Number0000025753
DateMar 21, 2023
Instrument2023-025753
Lender
NameCHANGE LENDING LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2053

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityEl Cerrito City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$659,005 (+2%) Land $421,018 Building $237,987
2025$9,855.00 (+4.08%) Homeowner's exemption$646,084 (+4.04%) Land $412,763 Building $233,321
2023$9,469.00 (+1.24%) Homeowner's exemption$620,998 Land $396,736 Building $224,262
2022$9,353.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: GeoLinks, T-Mobile.

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number