744 E School St, Owatonna, MN 55060 Property Records

Steele County property record for 744 E School St, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,322 sqft · built 1957
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Oct 2023)
Tax Bill	$3,548 (2026)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-151-0212`

Property Details

APN / Parcel Number

Primary APN	`17-151-0212`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,322 sqft Living Area
Basement Area	371 sqft
Finished Basement	371 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Metal
Roof Type	Hip
Roof Material	Asphalt
Lot Area	9,670 sqft (0.222 acres)
Garage Type	Attached
Garage Area	228 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	744 E SCHOOL ST
City	OWATONNA
State	MN
Zip	55060-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MORNINGSIDE BLK 2 LOT 12 EX. W.7' & W.14' OF LOT 11 TORRENS PROPERTY
Legal Subdivision	MORNINGSIDE
Legal Block	2
Legal Lot Number	12-11
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	2
Census Block	2028
Census Tract	960200

Owner

Source: Steele County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	744 E SCHOOL ST, OWATONNA, MN 55060-3111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Warranty Deed, Transfer · Conventional Mortgage WINGS FINANCIAL FCU
Aug 17, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	Jul 29, 2022 · Amount on Record
Deed Document Number	20231588734
Record Updated	Sep 20, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Oct 9, 2023
Property Address	744 E SCHOOL ST, OWATONNA, MN 55060-3111
Document Number	T000083047
Instrument Date	Sep 29, 2023
Instrument	T000083047
Transaction Type	Transfer
Record Updated	Oct 25, 2023
Title Company	MN SECURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$858.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	744 E SCHOOL ST, OWATONNA, MN 55060-3111

Mortgage

Document Number	T000083048
Date	Oct 9, 2023
Instrument	T000083048

Lender

Name	WINGS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Aug 17, 2022
Property Address	744 E SCHOOL ST, OWATONNA, MN 55060-3111
Document Number	T000081927
Instrument Date	Jul 29, 2022
Instrument	T000081927
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	MN SECURED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$709.83
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	744 E SCHOOL ST, OWATONNA, MN 55060-3111
Investor	Possibly a Property Investor

Mortgage

Document Number	T000081928
Date	Aug 17, 2022
Instrument	T000081928

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Steele County assessment roll, as of September 8, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,548.00 (+25.37%)
2025		$254,500 (+25.8%) Land $40,800 Building $213,700	$254,500 (+25.8%) Land $40,800 Building $213,700
2023	$2,830.00 Homeowner's exemption	$202,300 Land $28,900 Building $173,400	$202,300 Land $28,900 Building $173,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2010)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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