744 Cox Rd, Independence, KY 41051 Property Records

Kenton County property record for 744 Cox Rd, Independence, KY 41051

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,125 sqft · built 1976
Lot Size	0.37 acres (16,117 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Jan 2002)
Tax Bill	$2,295 (2025)
Deeds & Mortgages	Sep 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`060-20-00-012.00`

Property Details

APN / Parcel Number

Primary APN	`060-20-00-012.00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,125 sqft Finished Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Brick
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	744 COX RD
City	INDEPENDENCE
State	KY
Zip	41051-9303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEAUTY VIEW ACRES #2 SEC 6 LOT 74 0.37 ACS NS COX RD
Legal Subdivision	BEAUTY VIEW ACRES NO 2
Legal Phase	6
Legal Lot Number	74
Jurisdiction	KENTON KY
Township / Civil Division	INDEPENDENCE
Census Block Group	1
Census Block	1001
Census Tract	66802

Owner

744 Cox Rd is owned by two individuals who bought it in January 2002.

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	805 STEPHENS RD, INDEPENDENCE, KY 41051-9297
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2002 · Amount on File
Deed Sale	Jan 28, 2002 · Amount on File
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	744 COX RD, INDEPENDENCE, KY 41051-9303
Transaction Type	Mortgage
Record Updated	Sep 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 STEPHENS RD, INDEPENDENCE, KY 41051-9297

Mortgage

Document Number	0005900169
Date	Sep 6, 2022
Book Page	404/248
Instrument	22090605900169

Lender

Name	HERITAGE SOUTHEAST BANK
Type	Bank
Address	LATONIA, KY 41015

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Aug 15, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 744 Cox Rd was $2,295.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Independence City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$197,400 (-) Land $35,000 Building $162,400	$197,400 (-) Land $35,000 Building $162,400
2025	$2,295.00	$197,400 Land $35,000 Building $162,400	$197,400 Land $35,000 Building $162,400
2023	$1,630.00	$129,200 Land $25,000 Building $104,200	$129,200 Land $25,000 Building $104,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 744 Cox Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 744 Cox Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20