744 Covington Cir, Crystal Lake, IL 60014 Property Records

McHenry County property record for 744 Covington Cir, Crystal Lake, IL 60014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,068 sqft · built 1989
Lot Size	0.278 acres (12,153 sqft)
Owner	Owner Name on Record
Last Sale	$260,000 (May 2004)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-18-126-013`

Property Details

APN / Parcel Number

Primary APN	`19-18-126-013`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,068 sqft
Gross Area	2,420 sqft
1st Floor Area	2,068 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	12,153 sqft (0.278 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	744 COVINGTON CIR
City	CRYSTAL LAKE
State	IL
Zip	60014-8580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2004R0044162 LT 53 FOUR COLONIES UNIT 12
Legal Range	08E
Legal Township	43N
Legal Section	18
Legal Subdivision	FOUR COLONIES 12
Legal Block	126
Legal Lot Number	53
Legal Unit	12
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	4
Census Block	4022
Census Tract	871201

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	744 COVINGTON CIR, CRYSTAL LAKE, IL 60014-8580
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 8, 2017	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2004 · Amount on Record
Deed Sale	May 19, 2004 · Amount on Record
Prior Sale	Jul 21, 1998 · Amount on Record
Deed Document Number	2004R0044162
Record Updated	Jun 7, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	744 COVINGTON CIR, CRYSTAL LAKE, IL 60014-8580
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047084
Date	Aug 27, 2021
Instrument	2021R0047084

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

Interest

Rate	2.37%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	744 COVINGTON CIR, CRYSTAL LAKE, IL 60014-8580
Document Number	0000012993
Instrument Date	Apr 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 9, 2017
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 COVINGTON CIR CRYSTAL LAKE IL 600148580, CRYSTAL LAKE, IL 60014-8580

Mortgage

Document Number	0000012993
Date	Apr 13, 2017
Instrument	12993

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Apr 12, 2032

Interest

Rate Type	Fixed Rate
Rate	3.37%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Algonquin Township
Municipality	Crystal Lake City
Elementary School District	Crystal Lake Community Consolidated School District 47 (PK - 08)
Secondary School District	Community High School District 155 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$92,970 Land $25,399 Building $67,571	$278,910 Land $76,197 Building $202,713

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRYSTAL LAKE serves 40,661 people · EPA ID IL1110150
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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