744 Cooper Rd, Chula Vista, CA 91911 Property Records

San Diego County property record for 744 Cooper Rd, Chula Vista, CA 91911

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,493 sqft · built 2001
Lot Size	0.104 acres (4,519 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Aug 2020)
Tax Bill	$9,774 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`641-132-17-00`

Property Details

APN / Parcel Number

Primary APN	`641-132-17-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,493 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	4,519 sqft (0.104 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	744 COOPER RD
City	CHULA VISTA
State	CA
Zip	91911-6921
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC9RP
Legal Description	LOT 138 TR 013720
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	013720
Legal Block	1
Legal Lot Number	138
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1003
Census Tract	13326

Owner

744 Cooper Rd is owned and occupied by two individuals who acquired it in August 2026.

Source: San Diego County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	744 COOPER RD, CHULA VISTA, CA 91911-6921
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Aug 18, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Aug 12, 2020	Grant Deed, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC
Nov 8, 2017	Grant Deed, Transfer · Conventional Mortgage PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2020 · Amount on File
Deed Sale	Aug 12, 2020 · Amount on File
Prior Sale	Nov 8, 2017 · Amount on File
Deed Document Number	2020451667
Last Transfer Date	Aug 18, 2026
Transfer Doc	0000241403
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 17, 2026
Property Address	744 COOPER RD, CHULA VISTA, CA 91911-6921
Document Number	0000271968
Instrument Date	Sep 12, 2026
Instrument	2026271968
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 COOPER RD, CHULA VISTA, CA 91911-6921

Mortgage

Document Number	0000271968,
Date	Sep 17, 2026
Instrument	2026271968

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

August 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 18, 2026
Property Address	744 COOPER RD, CHULA VISTA, CA 91911-6921
Document Number	0000241403
Instrument Date	Aug 18, 2026
Instrument	2026241403
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 COOPER RD, CHULA VISTA, CA 91911-6921

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	744 COOPER RD, CHULA VISTA, CA 91911-6921
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 COOPER RD, CHULA VISTA, CA 91911-6921

Mortgage

Document Number	0000484784
Date	Jul 6, 2021
Instrument	2021-0484784

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 12, 2020
Property Address	744 COOPER RD, CHULA VISTA, CA 91911-6921
Document Number	0000451667
Map Reference	MAP 13720
Instrument Date	Jul 7, 2020
Instrument	2020-0451667
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1863 OPALINE PL UNIT 535, 535, CHULA VISTA, CA 91913-3970

Mortgage

Document Number	0000451668
Date	Aug 12, 2020
Instrument	2020-0451668

Lender

Name	NATIONS DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 8, 2017
Property Address	744 COOPER RD, CHULA VISTA, CA 91911-6921
Document Number	0000523138
Instrument Date	Nov 6, 2017
Instrument	523138
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 COOPER RD CHULA VISTA CA 919116921, CHULA VISTA, CA 91911-6921

Mortgage

Document Number	523139
Date	Nov 8, 2017
Instrument	523139

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 744 Cooper Rd was $9,774 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$706,609 (+2%) Land $463,713 Building $242,896
2025	$9,774.00 Homeowner's exemption	$692,755 Land $454,621 Building $238,134
2023	$9,252.00 (+3.51%) Homeowner's exemption	$665,856 Land $436,968 Building $228,888
2022	$8,938.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 744 Cooper Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 744 Cooper Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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