744 Commercial St, Elko, NV 89801 Property Records

Elko County property record for 744 Commercial St, Elko, NV 89801

Property Summary

Property Type	Commercial
Details	8,100 sqft · built 1973
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on Record
Tax Bill	$5,274 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2020 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`001-352-002`

Property Details

APN / Parcel Number

Primary APN	`001-352-002`

Interior

Units	2 Units
Stories	1 Story
Building Area	8,100 sqft Gross Area
1st Floor Area	8,100 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	12,502 sqft (0.287 acres)

Utilities, Heating & Cooling

Cooling System	Package A/C

Location & Zoning

Street Address	744 COMMERCIAL ST
City	ELKO
State	NV
Zip	89801-3858
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ZC
Legal Description	SOUTHWEST GAS CORP
Legal Subdivision	TOWN/ELKO
Legal Block	P
Legal Lot Number	5-9
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	2
Census Block	2041
Census Tract	951300

Owner

Source: Elko County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	663 MAIN AVE E, TWIN FALLS, ID 83301-7114
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2021	Deed of Trust, Mortgage · Commercial Mortgage FIRST FSB (TWIN FALLS ID
Aug 21, 2020	Quit Claim Deed, Transfer STEWART TITLE
Aug 21, 2020	Grant Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020
Deed Sale	Aug 21, 2020
Deed Document Number	2020772834
Prior Transfer Date	Aug 20, 2020
Prior Transfer Doc	0000772835
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	744 COMMERCIAL ST, ELKO, NV 89801-3858
Transaction Type	Mortgage
Record Updated	Nov 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000788832
Date	Jun 14, 2021
Instrument	788832

Lender

Name	FIRST FSB (TWIN FALLS ID
Type	Bank
Address	TWIN FALLS, ID 83301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	119 Months
Due	May 26, 2031

Interest

Rate Type	Adjustable Rate

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELKO NV
Recording Date	Aug 21, 2020
Property Address	744 COMMERCIAL ST, ELKO, NV 89801-3858
Document Number	0000772835
Instrument Date	Aug 20, 2020
Instrument	772835
Transaction Type	Transfer
Record Updated	Sep 3, 2020
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	663 MAIN AVE E TWIN FALLS ID 833017114, TWIN FALLS, ID 83301-7114

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ELKO NV
Recording Date	Aug 21, 2020
Property Address	744 COMMERCIAL ST, ELKO, NV 89801-3858
Document Number	0000772834
Instrument Date	Aug 11, 2020
Instrument	772834
Transaction Type	Transfer
Record Updated	Sep 4, 2020
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$2,418.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	663 MAIN AVE E TWIN FALLS ID 833017114, TWIN FALLS, ID 83301-7114

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,274.00 (+5.4%)	$152,804 (+11.78%) Land $70,010 Building $82,794	$436,583 (+11.78%) Land $200,029 Building $236,554
2025	$5,004.00 (+7.38%)	$136,698 (+7.4%) Land $52,500 Building $84,198	$390,566 (+7.4%) Land $150,000 Building $240,566
2023	$4,660.00 (+7.25%)	$127,274 (+7.24%) Land $52,500 Building $74,774	$363,640 (+7.24%) Land $150,000 Building $213,640
2022	$4,345.00	$118,685 Land $52,500 Building $66,185	$339,100 Land $150,000 Building $189,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Nearby Flood Policies	22 in force
Nearby Flood Claims	9 (1995–2017)
Claims Outside the SFHA	1 of 9
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 77% of Nevada
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ELKO serves 23,000 people · EPA ID NV0000272
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband of Nevada Fiber	2,000 / 2,000
Zito Media Fiber · Cable	1,000 / 1,000
CC Communications Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
White Cloud Communications Fixed Wireless · Fiber in parts of the area	200 / 50
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: Rise Broadband.

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