Kenton County property record for 744 Bear Ct, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,062 sqft · built 2007 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $270,000 (Mar 2025) |
| Tax Bill | $2,826 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-10-01-011.00 |
| Primary APN | 061-10-01-011.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,062 sqft Finished Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 744 BEAR CT |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-7535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BRADLEIGH WOODS SEC 1 LOT 11 |
| Legal Subdivision | BRADLEIGH WOODS |
| Legal Phase | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 65800 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 744 BEAR CT, INDEPENDENCE, KY 41051-7535 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Sep 20, 2023 | Deed of Trust, Mortgage · Line of Credit KEMBA CREDIT UNION INC |
| Jan 21, 2022 | Warranty Deed, Transfer · FHA Mortgage CITIZENS BANK NA |
| Jan 31, 2017 | Warranty Deed, Transfer HOMESERVICES LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 17, 2025 · Amount on Record |
| Deed Sale | Mar 17, 2025 · Amount on Record |
| Prior Sale | Sep 21, 2005 · Amount on Record |
| Deed Document Number | 2025152 |
| Deed Book / Page | 333 / 722 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 744 BEAR CT, INDEPENDENCE, KY 41051-7535 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 744 BEAR CT, INDEPENDENCE, KY 41051-7535 |
| Document Number | 0005900303 |
|---|---|
| Date | Sep 20, 2023 |
| Book Page | KCM 493/537 |
| Instrument | 23092005900303 |
| Name | KEMBA CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | WEST CHESTER, OH 45069 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Aug 30, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 21, 2022 |
| Property Address | 744 BEAR CT, INDEPENDENCE, KY 41051-7535 |
| Document Number | 0005900098 |
| Book / Page | 144 / 27 |
| Map Reference | SL A-337 |
| Instrument Date | Jan 14, 2022 |
| Instrument | 22012105900098 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3172 WILLOWHURST TRCE, 3172, COVINGTON, KY 41015-9009 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 744 BEAR CT, INDEPENDENCE, KY 41051-7535 |
| Document Number | 0005900099 |
|---|---|
| Date | Jan 21, 2022 |
| Book Page | 329/111 |
| Instrument | 22012105900099 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jan 31, 2017 |
| Property Address | 744 BEAR CT, INDEPENDENCE, KY 41051-7535 |
| Document Number | 0000000132 |
| Book / Page | 0I3892 / 000102 |
| Instrument Date | Jan 27, 2017 |
| Instrument | 132 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $139.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 744 BEAR CT INDEPENDENCE KY 410517535, INDEPENDENCE, KY 41051-7535 |
| Document Number | 134 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 0I3892/000105 |
| Instrument | 134 |
| Name | HOMESERVICES LNDG |
|---|---|
| Address | WEST DES MOINES, IA 50266 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 30, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $270,000 (+11.11%) Land $45,000 Building $225,000 | $270,000 (+11.11%) Land $45,000 Building $225,000 | |
| 2025 | $2,826.00 (-7.83%) | $243,000 (-) Land $45,000 Building $198,000 | $243,000 (-) Land $45,000 Building $198,000 |
| 2023 | $3,066.00 | $243,000 Land $35,000 Building $208,000 | $243,000 Land $35,000 Building $208,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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