744 2nd Ave, Horace, ND 58047 Property Records

Cass County property record for 744 2nd Ave, Horace, ND 58047

Property Summary

Property Type	Other Improved
Details	3 bd · 1,792 sqft · built 2022
Lot Size	0.143 acres (6,238 sqft)
Owner	Individual Name on Record
Last Sale	$295,900 (Aug 2023)
Tax Bill	$5,094 (2025)
Deeds & Mortgages	Mar 2023 Construction Loan Aug 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`15-2950-00530-000`

Property Details

APN / Parcel Number

Primary APN	`15-2950-00530-000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Building Area	1,792 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Lot Area	6,238 sqft (0.143 acres)
Garage Type	Attached
Garage Area	418 sqft

Location & Zoning

Street Address	744 2ND AVE
City	HORACE
State	ND
Zip	58047-5503
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT: 22 BLOCK: 3 ADDITION: TERRA GARDENS ADDITION ADDITIONAL: TERRA GARDENS ADDITION LT 22 BLK 3 **9-20-18 REPLAT OF
Legal Subdivision	TERRA GARDENS ADDITION
Legal Block	3
Legal Lot Number	22
Jurisdiction	CASS ND
Township / Civil Division	HORACE
Census Block Group	2
Census Block	2016
Census Tract	40503

Owner

Source: Cass County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	744 2ND AVE, HORACE, ND 58047-5503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2023	Deed of Trust, Mortgage · Construction Mortgage CS BANK
Aug 18, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GATE CITY BANK
May 15, 2020	Deed of Trust, Mortgage · Line of Credit CENTRAL MN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Oct 7, 2019 · Amount on Record
Deed Document Number	20231695641
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	744 2ND AVE, HORACE, ND 58047-5503
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001686552
Date	Mar 28, 2023
Instrument	1686552

Lender

Name	CS BANK
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Mar 23, 2025

August 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Aug 18, 2023
Property Address	744 2ND AVE, HORACE, ND 58047-5503
Document Number	0001695641
Instrument Date	Aug 16, 2023
Instrument	1695641
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2024
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	744 2ND AVE, HORACE, ND 58047-5503

Mortgage

Document Number	0001695642
Date	Aug 18, 2023
Instrument	1695642

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	744 2ND AVE, HORACE, ND 58047-5503
Document Number	0001590813
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	FM TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	TERRA GDNS HORACE ND 58047, HORACE, ND 58047

Mortgage

Document Number	0001590813
Date	May 18, 2020
Instrument	1590813

Lender

Name	CENTRAL MN CU
Address	MELROSE, MN 56352

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	May 17, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cass County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Horace City
Unified School District	West Fargo Public School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,094.00 (-14.47%)	$86,500 (-28.51%) Land $21,400 Building $65,100	$173,000 (-28.51%) Land $42,800 Building $130,200
2023	$5,956.00 (+73.34%)	$121,000 (+706.67%) Land $21,400 Building $99,600	$242,000 (+706.67%) Land $42,800 Building $199,200
2022	$3,436.00	$15,000 Land $15,000	$30,000 Land $30,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 80% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CASS RURAL WATER DISTRICT FARGO private · serves 4,242 people · EPA ID ND0901483
Water Source	Purchased surface water from CITY OF FARGO
Last State Inspection	Oct 2024
Also Mapped Here	CASS RURAL WATER DISTRICT-PHASE I, CASS RURAL WATER DISTRICT-PHASE II, CASS RURAL WATER DISTRICT-PHASE III
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dickey Rural Telephone Cooperative Fiber	2,500 / 2,500
Midco Cable · Fiber in parts of the area	2,000 / 1,000
Sparklight Fiber	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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