7438 FM 346 E, Whitehouse, TX 75791 Property Records

Smith County property record for 7438 FM 346 E, Whitehouse, TX 75791

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,022 sqft · built 1979
Lot Size	0.767 acres (33,411 sqft)
Owner	Individual Name on File
Last Sale	$36,000 (May 2017)
Tax Bill	$2,652 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit May 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`R096072`

Property Details

APN / Parcel Number

Primary APN	`R096072`
Alternative APN	`1-00000-0228-00-002032`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,022 sqft Living Area
1st Floor Area	2,022 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	33,411 sqft (0.767 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R096072
Street Address	7438 FM 346 E
City	WHITEHOUSE
State	TX
Zip	75791-9733
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0228 W CHANCELLORTRACT 2C.2
Legal Subdivision	A0228 W CHANCELLOR
Legal Tract	2
Jurisdiction	SMITH TX
Township / Civil Division	WHITEHOUSE
Census Block Group	1
Census Block	1000
Census Tract	2200

Owner

7438 FM 346 E is owned and occupied by an individual who bought it in May 2017.

Source: Smith County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7438 FM 346 E, WHITEHOUSE, TX 75791-9733
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION
May 17, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2017 · Amount on File
Deed Sale	May 17, 2017 · Amount on File
Prior Sale	Nov 9, 2006 · Amount on File
Deed Document Number	2017100019273
Prior Transfer Date	Oct 26, 2006
Prior Transfer Doc	0000055086
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Recording Date	Aug 26, 2026
Property Address	7438 FM 346 E, WHITEHOUSE, TX 75791-9733
Document Number	0000025830
Instrument Date	Aug 21, 2026
Instrument	202625830
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7438 FM 346 E, WHITEHOUSE, TX 75791-9733
Investor	Possibly a Property Investor

Mortgage

Document Number	0000025830,
Date	Aug 26, 2026
Instrument	202625830

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Max Rate	-1%

May 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SMITH TX
Recording Date	May 17, 2017
Property Address	7438 FM 346 E, WHITEHOUSE, TX 75791-9733
Document Number	0000019273
Instrument	19273
Transaction Type	Foreclosure
Record Updated	Aug 25, 2017

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Foreclosure Auction Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 7438 FM 346 E was $2,652 with a homeowner's exemption, up 15.9% from the year before.

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,652.00 (+15.91%) Homeowner's exemption	$290,802 (+2.63%) Land $48,629 Building $242,173	$290,802 (+2.63%) Land $48,629 Building $242,173
2025	$2,288.00 (-0.09%) Homeowner's exemption	$283,344 Land $44,803 Building $238,541	$283,344 Land $44,803 Building $238,541
2024	$2,290.00 (+16.96%)
2023	$1,958.00 (-22.42%) Homeowner's exemption	$267,818 Land $38,000 Building $229,818	$267,818 Land $38,000 Building $229,818
2022	$2,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7438 FM 346 E in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (2003–2014)
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7438 FM 346 E is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 69% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALNUT GROVE WSC serves 8,775 people · EPA ID TX2120024
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Optimum Cable	940 / 35

May also be available: Etex Telephone, Verizon.

Nearby Properties on FM 346 E

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