7438 Cadle Ave, Mentor, OH 44060 Property Records

Lake County property record for 7438 Cadle Ave, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,245 sqft · built 1950
Lot Size	0.283 acres (12,358 sqft)
Owner	2 Owner Names on File
Last Sale	$144,500 (May 2001)
Tax Bill	$5,686 (2023)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-B-035-J-00-037-0`

Property Details

APN / Parcel Number

Primary APN	`16-B-035-J-00-037-0`
Alternative APN	`B 16`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,245 sqft Living Area
1st Floor Area	958 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1999
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Lot Area	12,358 sqft (0.283 acres)
Lot Dimensions	206 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	B 16
Street Address	7438 CADLE AVE
City	MENTOR
State	OH
Zip	44060-5711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 9 & 10 TRACT 8
Legal Subdivision	THE CADLE ALLOTMENT
Legal Tract	8
Legal Lot Number	14
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	2
Census Block	2055
Census Tract	206500

Owner

The current owner of 7438 Cadle Ave bought it in May 2001.

Source: Lake County records, as of April 25, 2024

Owner of Record	2 Owner Names on File
Mailing Address	7438 CADLE AVE, MENTOR, OH 44060-5711
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2001 · Amount on File
Deed Sale	May 11, 2001 · Amount on File
Deed Document Number	1546
Deed Book / Page	985 / 999
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7438 CADLE AVE, MENTOR, OH 44060-5711
Document Number	0000019379
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7438 CADLE AVE MENTOR OH 440605711, MENTOR, OH 44060-5711

Mortgage

Document Number	0000019379
Date	Jul 17, 2020
Instrument	19379

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 16, 2040

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,686.00 (+119.88%) Homeowner's exemption	$54,720 (-) Land $18,140 Building $36,580
2022	$2,586.00 Homeowner's exemption	$54,720 Land $18,140 Building $36,580
2021			$156,340 Land $51,830 Building $104,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7438 Cadle Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2011–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7438 Cadle Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20