7438 21st St, Sacramento, CA 95822 Property Records

Sacramento County property record for 7438 21st St, Sacramento, CA 95822

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,924 sqft · built 1965
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Trust Names on File
Last Sale	$332,000 (Dec 2004)
Tax Bill	$5,372 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Nov 2021 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`048-0152-020-0000`

Property Details

APN / Parcel Number

Primary APN	`048-0152-020-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,924 sqft Living Area
1st Floor Area	1,924 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,970 sqft (0.16 acres)
Garage Area	283 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	7438 21ST ST
City	SACRAMENTO
State	CA
Zip	95822-5255
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-1
Legal Description	LOT 65 OF MEADOWVIEW GARDENS EXC W 5.51 FT
Legal Subdivision	MEADOWVIEW GARDENS
Legal Lot Number	65
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1002
Census Tract	4201

Owner

7438 21st St, a duplex, is owner-occupied and held in a trust since December 2004.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7438 21ST ST, SACRAMENTO, CA 95822-5255
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit MISSION LOANS LLC
Nov 16, 2021	Grant Deed, Transfer · Conventional Mortgage MISSION LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2004 · Amount on File
Deed Sale	Dec 29, 2004 · Amount on File
Deed Book / Page	20041229 / 369
Prior Transfer Date	Aug 27, 2004
Prior Transfer Doc	2004000780
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7438 21ST ST, SACRAMENTO, CA 95822-5255
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7438 21ST ST, SACRAMENTO, CA 95822-5255

Mortgage

Document Number	0000000092
Date	Mar 28, 2024
Instrument	202403280092

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 16, 2021
Property Address	7438 21ST ST, SACRAMENTO, CA 95822-5255
Document Number	2021111600983
Map Reference	MB 58 MAP 29
Instrument Date	Nov 5, 2021
Instrument	2021111600983
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	MORTGAGE CONNECT LP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7438 21ST ST, SACRAMENTO, CA 95822-5255

Mortgage

Document Number	2021111600984
Date	Nov 16, 2021
Instrument	2021111600984

Lender

Name	MISSION LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 7438 21st St was $5,372.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$449,207 (+2%) Land $124,478 Building $324,729
2025	$5,372.00 Homeowner's exemption	$440,400 Land $122,038 Building $318,362
2023	$5,163.00 (+1.47%) Homeowner's exemption	$423,300 Land $117,300 Building $306,000
2022	$5,088.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7438 21st St in Zone X, where a levee reduces flood risk, though there have been 10 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1993–2005)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7438 21st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: DigitalPath, GeoLinks.

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