St. Clair County property record for 7437 River Rd, Cottrellville, MI 48039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,820 sqft · built 1925 |
| Lot Size | 0.964 acres (41,992 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (Oct 2011) |
| Tax Bill | $5,179 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 74-17-758-0016-000 |
| Primary APN | 74-17-758-0016-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 980 sqft |
| Basement Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 41,992 sqft (0.964 acres) |
| Lot Dimensions | 560 ft deep x 75 ft wide |
| Garage Area | 1,480 sqft |
| Parking Spaces | 5 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 7437 RIVER RD |
|---|---|
| City | COTTRELLVILLE |
| State | MI |
| Zip | 48039-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | LOT 13 SUPERVISORS COTTRELL PLAT |
| Legal Subdivision | SUPERVISORS COTTRELL PLAT |
| Legal Lot Number | 13 |
| Legal Unit | 13 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | COTTRELLVILLE |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 645000 |
7437 River Rd is owned and occupied by an individual who acquired it in October 2012.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7437 RIVER RD, COTTRELLVILLE, MI 48039-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 11, 2011 · Amount on File |
| Deed Sale | Oct 11, 2011 · Amount on File |
| Deed Document Number | 201126223 |
| Deed Book / Page | 4189 / 977 |
| Last Transfer Date | Oct 29, 2012 |
| Transfer Doc | 004316/645 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7437 RIVER RD, COTTRELLVILLE, MI 48039-2822 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 7437 RIVER RD, COTTRELLVILLE, MI 48039-2822 |
| Document Number | 538212 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 5382/12 |
| Instrument | 2021018084 |
| Name | BLUE WATER FCU |
|---|---|
| Type | Credit Union |
| Address | PORT HURON, MI 48060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 10, 2026 |
The 2025 property tax bill for 7437 River Rd was $5,179 with a homeowner's exemption, up 7% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Cottrellville Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $218,300 (-5.46%) | $436,600 | |
| 2025 | $5,179.00 (+7.03%) Homeowner's exemption | $230,900 | |
| 2024 | $4,839.00 | $461,800 | |
| 2023 | $205,600 | ||
| 2022 | $4,548.00 | $411,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7437 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7437 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTTRELLVILLE TOWNSHIP serves 3,200 people · EPA ID MI0001650 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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