7437 Ohio St, Mentor, OH 44060 Property Records

Lake County property record for 7437 Ohio St, Mentor, OH 44060

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,168 sqft · built 1965
Lot Size	0.356 acres (15,538 sqft)
Owner	Individual Name on File
Tax Bill	$2,756 (2024)
Deeds & Mortgages	Oct 2025 Transfer Oct 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-C-070-A-00-007-0`

Property Details

APN / Parcel Number

Primary APN	`16-C-070-A-00-007-0`
Alternative APN	`F 20`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,168 sqft Living Area
1st Floor Area	950 sqft
Basement Area	192 sqft
Finished Basement	192 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1985
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	15,538 sqft (0.356 acres)
Lot Dimensions	185 ft deep x 84 ft wide
Garage Type	Carport
Garage Area	1 sqft
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	24 sqft
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	F 20
Street Address	7437 OHIO ST
City	MENTOR
State	OH
Zip	44060-4718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	BLAKE LOT TRACT 5
Legal Subdivision	WESTERN RESERVE ESTATES 1
Legal Tract	5
Legal Lot Number	7
Jurisdiction	LAKE OH
Township / Civil Division	MENTOR
Census Block Group	4
Census Block	4008
Census Tract	203000

Owner

7437 Ohio St is owned and occupied by an individual who acquired it in October 2025.

Source: Lake County records, as of November 3, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7437 OHIO ST, MENTOR, OH 44060-4718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Intrafamily Transfer, Transfer
Oct 23, 2025	Transfer on Death Deed, Transfer
Jul 14, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Apr 20, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Oct 11, 2007
Last Transfer Date	Oct 9, 2025
Transfer Doc	0000022544
Record Updated	Jun 8, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LAKE OH
Recording Date	Oct 9, 2025
Property Address	7437 OHIO ST, MENTOR, OH 44060-4718
Document Number	0000022544
Map Reference	VOL O PG 97
Instrument Date	Sep 30, 2025
Instrument	2025R022544
Transaction Type	Transfer
Record Updated	Oct 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7437 OHIO ST, MENTOR, OH 44060-4718

October 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Oct 23, 2025
Property Address	7437 OHIO ST, MENTOR, OH 44060-4718
Document Number	0000023625
Map Reference	VOL O PG 97
Instrument Date	Sep 30, 2025
Instrument	2025R023625
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7437 OHIO ST, MENTOR, OH 44060-4718

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7437 OHIO ST, MENTOR, OH 44060-4718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018881
Date	Jul 14, 2020
Instrument	2020R018881

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	7437 OHIO ST, MENTOR, OH 44060-4718
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009803
Date	Apr 20, 2020
Instrument	2020R009803

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Mentor City
Unified School District	Mentor Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,756.00 (-56.5%) Homeowner's exemption	$72,020 (+18.12%) Land $21,890 Building $50,130	$205,770 Land $62,550 Building $143,220
2023	$6,335.00 (+125.61%) Homeowner's exemption	$60,970 (-) Land $17,890 Building $43,080
2022	$2,808.00 Homeowner's exemption	$60,970 Land $17,890 Building $43,080
2021			$174,200 Land $51,110 Building $123,090

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7437 Ohio St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	9 (1978–2015)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Jun 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7437 Ohio St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA OHIO - MENTOR private · serves 74,500 people · EPA ID OH4301511
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ohio St

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