7437 Lost Trail Dr, Cordova, TN 38016 Property Records

Shelby County property record for 7437 Lost Trail Dr, Cordova, TN 38016

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,992 sqft · built 2008
Lot Size	0.133 acres (5,809 sqft)
Owner	Individual Name on File
Last Sale	$245,000 (Apr 2021)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D0-208E-I0-0011`

Property Details

APN / Parcel Number

Primary APN	`D0-208E-I0-0011`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,992 sqft Living Area
Gross Area	2,434 sqft
1st Floor Area	1,548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	5,809 sqft (0.133 acres)
Garage Type	Attached
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	21 sqft
Patio Area	202 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7437 LOST TRAIL DR
City	CORDOVA
State	TN
Zip	38016-4981
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CA
Legal Description	SS LOST TRAIL DRIVE (PD) COR LOST BROOK DR (PD) (SW) SEE MAP GRID# 127 C
Legal Subdivision	LOST CREEK PD
Legal Lot Number	11
Jurisdiction	SHELBY TN
Township / Civil Division	5
Census Block Group	1
Census Block	1020
Census Tract	21124

Owner

7437 Lost Trail Dr, a planned unit development, is owned and occupied by an individual who bought it in April 2021.

Source: Shelby County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	7437 LOST TRAIL DR, CORDOVA, TN 38016-4981
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2021	Warranty Deed, Transfer · Conventional Mortgage BARTLETT MORTGAGE INC
Jan 25, 2017	Deed of Trust, Mortgage · Conventional with PMI DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Prior Sale	May 19, 2008 · Amount on File
Deed Document Number	202150768
Prior Transfer Date	Apr 23, 2021
Prior Transfer Doc	0000050768
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Apr 28, 2021
Property Address	7437 LOST TRAIL DR, CORDOVA, TN 38016-4981
Document Number	0021050768
Map Reference	MB 227 PG 62
Instrument Date	Apr 23, 2021
Instrument	21050768
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	CLOSETRAK LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$906.50
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7437 LOST TRAIL DR, CORDOVA, TN 38016-4981

Mortgage

Document Number	0021050769
Date	Apr 28, 2021
Instrument	21050769

Lender

Name	BARTLETT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	7437 LOST TRAIL DR, CORDOVA, TN 38016-4981
Document Number	0000012621
Instrument Date	Jan 25, 2017
Transaction Type	Mortgage
Record Updated	Feb 13, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7437 LOST TRAIL DR CORDOVA TN 380164981, CORDOVA, TN 38016-4981

Mortgage

Document Number	0000012621
Date	Feb 3, 2017
Instrument	12621

Lender

Name	DITECH FIN'L
Address	TAMPA, FL 33607

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Feb 2, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 7437 Lost Trail Dr was $2,031.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,031.00	$75,525 Land $17,500 Building $58,025	$302,100 Land $70,000 Building $232,100
2023		$62,300 Land $8,750 Building $53,550
2022	$2,111.00
2021			$249,200 Land $35,000 Building $214,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7437 Lost Trail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7437 Lost Trail Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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