7437 Bernard Ave, Cincinnati, OH 45231 Property Records

Hamilton County property record for 7437 Bernard Ave, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,295 sqft · built 1939
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Company Names on Record
Last Sale	$125,000 (Jan 2021)
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Mar 2026 Foreclosure May 2023 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`593-0008-0136-00`

Property Details

APN / Parcel Number

Primary APN	`593-0008-0136-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,295 sqft Living Area
Gross Area	2,410 sqft
1st Floor Area	875 sqft
Attic	Attic
Attic Area	420 sqft
Basement Area	875 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	6,490 sqft (0.149 acres)
Lot Dimensions	103 ft deep x 63 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7437 BERNARD AVE
City	CINCINNATI
State	OH
Zip	45231-4405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	7437 BERNARD AVE 63 X 103.75 PT LOT 49 L LISTERMANS 1ST SUB
Legal Subdivision	LISTERMANS 1ST SUB
Legal Lot Number	49
Jurisdiction	HAMILTON OH
Township / Civil Division	MOUNT HEALTHY
Census Block Group	2
Census Block	2006
Census Tract	21702

Owner

Source: Hamilton County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1417 N MAGNOLIA AVE, OCALA, FL 34475-9078
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Deed in Lieu of Foreclosure, Foreclosure
May 25, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 21, 2021	Deed of Trust, Construction Loan · Construction Mortgage NATIONS RELIABLE LNDG
Jan 21, 2021	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LENDING LLC
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LNDG
Jun 19, 2020	Warranty Deed, Transfer 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS
May 21, 2018	Warranty Deed, Transfer · Second Mortgage (Down Payment) OHIO HOUSING FINANCE AGENCY
Jul 20, 2017	Warranty Deed, Transfer HOME VESTORS INV
Jul 14, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Jun 19, 2020 · Amount on Record
Deed Document Number	20219179
Deed Book / Page	14338 / 2502
Prior Transfer Date	May 10, 2001
Prior Transfer Doc	0000147864
Record Updated	Sep 20, 2026

March 2026: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	HAMILTON OH
Recording Date	Mar 20, 2026
Property Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405
Document Number	0000020767
Book / Page	15627 / 1228
Map Reference	MB 1 PG 8
Instrument Date	Mar 20, 2026
Instrument	2026-0020767
Transaction Type	Foreclosure
Record Updated	Apr 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 N MAGNOLIA AVE, OCALA, FL 34475-9078

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035314
Date	May 25, 2023
Book Page	14924/1223
Instrument	2023-0035314

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	333 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Jan 21, 2021
Property Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405
Document Number	0000009180
Book / Page	014338 / 002504
Instrument Date	Jan 8, 2021
Instrument	9180
Transaction Type	Construction Loan
Record Updated	Mar 25, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7437 BERNARD AVE CINCINNATI OH 452314405, CINCINNATI, OH 45231-4405

Mortgage

Document Number	0000009180
Date	Jan 21, 2021
Book Page	014338/002504
Instrument	9180

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 20, 2022

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 21, 2021
Property Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405
Document Number	0000009179
Book / Page	14338 / 2502
Map Reference	MB 1 PG 8
Instrument Date	Jan 8, 2021
Instrument	2021-0009179
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	LAWYERS TITLE OF CINCINNATI

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405

Mortgage

Document Number	0000009180
Date	Jan 21, 2021
Instrument	2021-0009180

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405
Document Number	0000009181
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7437 BERNARD AVE CINCINNATI OH 452314405, CINCINNATI, OH 45231-4405

Mortgage

Document Number	0000009181
Date	Jan 21, 2021
Book Page	014338/002517
Instrument	9181

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2031

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 19, 2020
Property Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405
Document Number	0000058549
Book / Page	014193 / 002388
Instrument Date	Jun 9, 2020
Instrument	58549
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

Amount	Amount Recorded
Tax	$100.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3827 PAXTON AVE #332 CINCINNATI OH 452092416, 332, CINCINNATI, OH 45209-2416

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 21, 2018
Property Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405
Document Number	0000002855
Map Reference	MB1 PG8
Instrument Date	May 14, 2018
Instrument	18-0042855
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	360 AMERICAN TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405

Mortgage

Document Number	0000002857
Date	May 21, 2018
Instrument	18-0042857

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 20, 2017
Property Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405
Document Number	0000065459
Book / Page	013463 / 000214
Instrument Date	Jun 28, 2017
Instrument	65459
Transaction Type	Transfer
Record Updated	Sep 8, 2017

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5326 OAKCREST CT MILFORD OH 451508027, MILFORD, OH 45150-8027
Investor	Possibly a Property Investor

Mortgage

Document Number	65460
Date	Jul 20, 2017
Book Page	013463/000215
Instrument	65460

Lender

Name	HOME VESTORS INV
Type	MERS
Address	DALLAS, TX 75206

Agreement

Amount	Amount Recorded

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 14, 2017
Property Address	7437 BERNARD AVE, CINCINNATI, OH 45231-4405
Document Number	0000063774
Book / Page	013459 / 002668
Instrument Date	Apr 3, 2017
Instrument	63774
Transaction Type	Foreclosure
Record Updated	Sep 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$114.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10921 REED HARTMAN HWY #311 BLUE ASH OH 452422849, 311, BLUE ASH, OH 45242-2849
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Mount Healthy City
Unified School District	Mount Healthy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (+0.53%)	$43,750 (-) Land $6,062 Building $37,688	$125,000 (-) Land $17,320 Building $107,680
2024	$2,278.00 (-0.83%)	$43,750 (-) Land $6,062 Building $37,688
2023	$2,297.00 (+256.68%)	$43,750 (+4%) Land $6,062 Building $37,688	$125,000 (+4%) Land $17,320 Building $107,680
2022	$644.00 Homeowner's exemption	$8,750 Land $4,893 Building $3,857
2020			$25,000 Land $13,980 Building $11,020

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

7437 Bernard Ave, Cincinnati, OH 45231 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2026: Deed in Lieu of Foreclosure, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2023: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Construction Loan

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Bernard Ave

Nearby Streets

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