7436 N 197th E Ave, Owasso, OK 74055 Property Records

Rogers County property record for 7436 N 197th E Ave, Owasso, OK 74055

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,449 sqft · built 2005
Lot Size	1.21 acres (52,795 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Sep 2025)
Tax Bill	$4,860 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`000000-00-0-00553-002-0018`

Property Details

APN / Parcel Number

Primary APN	`000000-00-0-00553-002-0018`
Alternative APNs	`0083405` `83405`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,449 sqft Living Area
1st Floor Area	2,265 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	52,795 sqft (1.21 acres)
Garage Type	Attached
Garage Area	722 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	83405
Street Address	7436 N 197TH EAST AVE
City	OWASSO
State	OK
Zip	74055-8231
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLOCK 2 OAKRIDGE III AT COOPER RANCH
Legal Range	15E
Legal Township	21N
Legal Section	31
Legal Subdivision	OAKRIDGE AT COOPER RANCH III
Legal Block	2
Legal Lot Number	18
Jurisdiction	ROGERS OK
Township / Civil Division	CATOOSA
Census Block Group	3
Census Block	3005
Census Tract	50405

Owner

7436 N 197th E Ave is owned and occupied by two individuals who bought it in September 2025.

Source: Rogers County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7436 N 197TH EAST AVE, OWASSO, OK 74055-8231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WESTERN SUN FCU
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage BBMC MORTGAGE LLC
May 3, 2019	Deed of Trust, Mortgage · Line of Credit RCB BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Mar 27, 2006 · Amount on File
Deed Document Number	202512624
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7436 N 197TH EAST AVE, OWASSO, OK 74055-8231
Transaction Type	Mortgage
Record Updated	Dec 11, 2023
Title Company	BUFFALO LAND ABSTRACT COMPANY, BUFFALO LAND ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016295
Date	Nov 28, 2023
Instrument	2023-016295

Lender

Name	WESTERN SUN FCU
Type	Credit Union
Address	BROKEN ARROW, OK 74012

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 20, 2038

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7436 N 197TH EAST AVE, OWASSO, OK 74055-8231
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015193
Date	Oct 5, 2017
Book Page	2665/0057
Instrument	2017-015193

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency
Address	LOMBARD, IL 60148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROGERS OK
Property Address	7436 N 197TH EAST AVE, OWASSO, OK 74055-8231
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005592
Date	May 3, 2019
Instrument	2019-005592

Lender

Name	RCB BANK
Type	Bank
Address	OWASSO, OK 74055

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	59 Months
Due	Apr 12, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7436 N 197th E Ave was $4,860 with a homeowner's exemption, up 1.3% from the year before.

Source: Rogers County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Rogers County
Unified School District	Owasso Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$67,101 (+46.88%) Land $18,309 Building $48,792	$610,011 (+9.31%) Land $166,444 Building $443,567
2025	$4,860.00 (+1.29%) Homeowner's exemption	$45,685 (+3%) Land $10,761 Building $34,924	$558,070 (+1.26%) Land $141,090 Building $416,980
2024	$4,798.00 (+5.29%) Homeowner's exemption	$44,355 (+3%) Land $10,448 Building $33,907	$551,125 (+40.78%) Land $157,669 Building $393,456
2023	$4,557.00 Homeowner's exemption	$43,062 Land $9,900 Building $33,162	$391,475 Land $90,000 Building $301,475

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7436 N 197th E Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7436 N 197th E Ave is moderate, ranking above 42% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS CO RWD # 3 LAKE PLANT serves 10,470 people · EPA ID OK1021513
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Jul 2025 Haloacetic acids resolved · Apr 2023
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
The Junction Internet Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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