7435 Wicks Rd, Williamsburg, VA 23188 Property Records

James City County property record for 7435 Wicks Rd, Williamsburg, VA 23188

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,926 sqft · built 2017
Lot Size	0.192 acres (8,364 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Sep 2026)
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-2 11-0-0008`

Property Details

APN / Parcel Number

Primary APN	`23-2 11-0-0008`
Alternative APN	`34621`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,926 sqft Living Area
Basement Area	1,926 sqft
Finished Basement	756 sqft
Unfinished Basement	1,170 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	8,364 sqft (0.192 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	34621
Street Address	7435 WICKS RD
City	WILLIAMSBURG
State	VA
Zip	23188-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUDR PLANN
Legal Description	L-8 PH-2 VILLAGE AT CANDLE STATION
Legal Subdivision	VILLAGE AT CANDLE STATION
Legal Phase	2
Legal Lot Number	8
Jurisdiction	JAMES CITY VA
Township / Civil Division	STONEHOUSE
Census Block Group	4
Census Block	4011
Census Tract	80402

Owner

Source: James City County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7435 WICKS RD, WILLIAMSBURG, VA 23188-2045
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Bargain and Sale Deed, Transfer · VA Mortgage NORTH AMERICAN SAVINGS BANK FSB
Jan 28, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 29, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage NVR MTG FIN
Jun 20, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 2026 · Amount on Record
Deed Sale	Sep 4, 2026 · Amount on Record
Prior Sale	Apr 16, 2025 · Amount on Record
Deed Document Number	202611449
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 4, 2026
Property Address	7435 WICKS RD, WILLIAMSBURG, VA 23188-2045
Document Number	0000011449
Instrument Date	Aug 31, 2026
Instrument	202611449
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7435 WICKS RD, WILLIAMSBURG, VA 23188-2045

Mortgage

Document Number	0000011450,
Date	Sep 4, 2026
Instrument	202611450

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7435 WICKS RD, WILLIAMSBURG, VA 23188-2045
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202201323
Date	Jan 28, 2022
Instrument	202201323

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate
Rate	2.25%

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JAMES CITY VA
Recording Date	Sep 29, 2017
Property Address	7435 WICKS RD, WILLIAMSBURG, VA 23188-2045
Document Number	0000018989
Instrument Date	Sep 22, 2017
Instrument	18989
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7435 WICKS RD WILLIAMSBURG VA 231882045, WILLIAMSBURG, VA 23188-2045

Mortgage

Document Number	18990
Date	Sep 29, 2017
Instrument	18990

Lender

Name	NVR MTG FIN
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 28, 2047

Interest

Rate Type	Adjustable Rate

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JAMES CITY VA
Recording Date	Jun 20, 2017
Property Address	7435 WICKS RD, WILLIAMSBURG, VA 23188-2045
Document Number	0000012645
Instrument Date	Jun 16, 2017
Instrument	12645
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: James City County assessment roll, as of October 14, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,947.00 (+6.42%)	$475,600 (+13.45%) Land $102,500 Building $373,100	$475,600 (+13.45%) Land $102,500 Building $373,100
2024	$3,709.00 (+6.61%)
2023	$3,479.00	$419,200 Land $86,300 Building $332,900	$419,200 Land $86,300 Building $332,900
2022	$3,479.00 (+19.64%)
2019	$2,908.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (2022–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JCSA - CENTRAL SYSTEM serves 57,726 people · EPA ID VA3095490
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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