7435 Ripplepointe Way, Windermere, FL 34786 Property Records

Orange County property record for 7435 Ripplepointe Way, Windermere, FL 34786

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,544 sqft · built 2013
Lot Size	0.61 acres (2,667 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Oct 2026)
Tax Bill	$3,238 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-23-27-4320-00-700`

Property Details

APN / Parcel Number

Primary APN	`25-23-27-4320-00-700`
Alternative APNs	`272325432000700` `147379` `148550` `150669`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,544 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	820 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Townhouse
Exterior Material	Concrete Block/Stucco
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	2,667 sqft (0.61 acres)
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7435 RIPPLEPOINTE WAY
City	WINDERMERE
State	FL
Zip	34786-5592
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	P-D
Legal Description	LAKE BURDEN SOUTH PHASE 1 68/64 LOT 70
Legal Range	27E
Legal Township	23S
Legal Section	25
Legal Subdivision	LAKE BURDEN SOUTH PH 1
Legal Phase	1
Legal Tract	4320
Legal Lot Number	70
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	1
Census Block	1013
Census Tract	17108

Owner

7435 Ripplepointe Way, a townhouse, is owned and occupied by an individual who bought it in October 2026.

Source: Orange County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7435 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5592
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2026 · Amount on File
Deed Sale	Oct 7, 2026 · Amount on File
Prior Sale	Dec 19, 2014 · Amount on File
Deed Document Number	2026558179
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 7, 2026
Property Address	7435 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5592
Document Number	0000558179
Instrument Date	Oct 2, 2026
Instrument	2026558179
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$282,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7435 RIPPLEPOINTE WAY, WINDERMERE, FL 34786-5592

Mortgage

Document Number	0000558180,
Date	Oct 7, 2026
Instrument	2026558180

Lender

Name	PARTNERS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7435 Ripplepointe Way was $3,238, up 3% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,492 (+2.7%)	$356,480 (-3.9%) Land $60,000 Building $296,480
2025	$3,238.00 (+2.99%) Homeowner's exemption	$225,406	$370,940 Land $70,000 Building $300,940
2024	$3,144.00 (+7.16%)
2023	$2,934.00 (+3.97%) Homeowner's exemption	$212,673 (+3%)	$347,631 (+30.03%) Land $50,000 Building $297,631
2022	$2,822.00 Homeowner's exemption	$206,479	$267,353 Land $40,000 Building $227,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7435 Ripplepointe Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	14 (1994–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7435 Ripplepointe Way is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30