7434 Rte 98, Arcade, NY 14009 Property Records

Wyoming County and Arcade Town property record for 7434 Rte 98, Arcade, NY 14009

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1962
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Nov 2023)
Tax Bill	$4,651 (2026)
Deeds & Mortgages	Sep 2021 Refinance Nov 2023 Sale & Refinance + 2 more
APN	`562089 183.-1-14`

Property Details

APN / Parcel Number

Primary APN	`562089 183.-1-14`
Alternative APN	`208918300000010140000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	224 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7434 ROUTE 98
City	ARCADE
State	NY
Zip	14009-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	LOT 14 TOWN RANGE
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	WYOMING NY
Township / Civil Division	ARCADE
Census Block Group	2
Census Block	2022
Census Tract	971000

Owner

Source: Wyoming County and Arcade Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7434 ROUTE 98, ARCADE, NY 14009-9713
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance RELIANCE FIRST CAPITAL LLC
Nov 20, 2023	Warranty Deed, Transfer · Stand-Alone Refinance PREMIUM MORTGAGE CO
Mar 24, 2020	Warranty Deed, Transfer · FHA Mortgage FIRST PRIORITY MTG
Oct 17, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2023 · Amount on File
Deed Sale	Nov 20, 2023 · Amount on File
Prior Sale	Mar 24, 2020 · Amount on File
Deed Document Number	20233401
Deed Book / Page	820 / 201
Prior Transfer Date	Mar 11, 2003
Prior Transfer Doc	0684000696
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WYOMING NY
Property Address	7434 ROUTE 98, ARCADE, NY 14009-9713
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0009940350
Date	Sep 29, 2021
Book Page	994/350
Instrument	3808

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2036

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WYOMING NY
Recording Date	Nov 20, 2023
Property Address	7434 ROUTE 98, ARCADE, NY 14009-9713
Document Number	0008200201
Book / Page	820 / 201
Instrument Date	Nov 6, 2023
Instrument	3401
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6464 E ARCADE RD, ARCADE, NY 14009-9678

Mortgage

Document Number	0000003402
Date	Nov 20, 2023
Instrument	3402

Lender

Name	PREMIUM MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2053

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WYOMING NY
Recording Date	Mar 24, 2020
Property Address	7434 ROUTE 98, ARCADE, NY 14009-9713
Document Number	0000000841
Book / Page	000796 / 000861
Instrument Date	Mar 17, 2020
Instrument	841
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2391 PIERCE DAIRY RD MADISON GA 306504939, MADISON, GA 30650-4939

Mortgage

Document Number	842
Date	Mar 24, 2020
Book Page	000965/000884
Instrument	842

Lender

Name	FIRST PRIORITY MTG
Type	Mortgage Company
Address	WILLIAMSVILLE, NY 14221

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WYOMING NY
Recording Date	Oct 17, 2017
Property Address	7434 ROUTE 98, ARCADE, NY 14009-9713
Document Number	0007810025
Book / Page	000781 / 000025
Instrument Date	Oct 15, 2017
Transaction Type	Transfer
Record Updated	Mar 27, 2018

Transaction

Amount	Amount on Record
Tax	$432.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7434 ROUTE 98 ARCADE NY 140099713, ARCADE, NY 14009-9713

Tax Assessment & Valuation

Source: Wyoming County and Arcade Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Wyoming County
County Subdivision	Arcade Town
Unified School District	Yorkshire-Pioneer Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,651.00 (-4.87%) Veteran's exemption
2025	$4,889.00 (+22.62%)	$190,000 (-) Land $11,000 Building $179,000	$220,900 (+1.15%) Land $12,789 Building $208,111
2024	$3,987.00 (+164.04%) Veteran's exemption	$190,000 (+37.68%) Land $11,000 Building $179,000	$218,391 (+42.43%) Land $12,644 Building $205,747
2023		$138,000 (-) Land $11,000 Building $127,000	$153,333 (+6.67%) Land $12,222 Building $141,111
2022	$1,510.00 Veteran's exemption	$138,000 Land $11,000 Building $127,000	$143,750 Land $11,458 Building $132,292

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	11 (1989–2007)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Mar 2007
Claims by Event	Severe Storms And Flooding, Jun 1998 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARCADE VILLAGE serves 2,630 people · EPA ID NY6000608
Water Source	Groundwater
Last State Inspection	Sep 2021
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Armstrong.

Cell Coverage

5G and 4G LTE (outdoors only)

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