7434 E Aracoma Dr, Cincinnati, OH 45237 Property Records

Hamilton County property record for 7434 E Aracoma Dr, Cincinnati, OH 45237

Property Summary

Property TypeSingle Family Home
Details4 bd · 5 ba · 5,096 sqft · built 1988
Lot Size1 acres (43,560 sqft)
Owner2 Trust Names on Record
Last Sale$740,000 (Dec 2018)
Tax Bill$20,243 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN526-0060-0109-00

Property Details

APN / Parcel Number

Primary APN526-0060-0109-00

Interior

Bedrooms4 Beds
Full Baths5 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area5,096 sqft Living Area
1st Floor Area4,151 sqft
2nd Floor Area945 sqft
Basement Area4,151 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area770 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area294 sqft
Patio Area364 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address7434 E ARACOMA DR
CityCINCINNATI
StateOH
Zip45237-2326
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionARACOMA DRIVE EAST 1.000 AC LOT 6 ARACOMA NORTH ESTATES SUB
Legal SubdivisionARACOMA NORTH ESTATES
Legal Lot Number6
JurisdictionHAMILTON OH
Township / Civil DivisionAMBERLEY
Census Block Group3
Census Block3003
Census Tract23300

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Trust Names on Record
Co-ownerCo-owner on Record
Mailing Address7434 E ARACOMA DR, CINCINNATI, OH 45237-2326
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Deed of Trust, Mortgage
KEMBA CU
Jun 21, 2019Intrafamily Transfer, Transfer · Conventional Mortgage
FIFTH THIRD BANK
Dec 27, 2018Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleDec 27, 2018 · Amount on Record
Deed SaleDec 27, 2018 · Amount on Record
Prior SaleDec 27, 2018 · Amount on Record
Deed Document Number0000112561
Deed Book / Page13822 / 00300
Last Transfer DateJun 21, 2019
Transfer Doc0000049666
Record UpdatedJun 8, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7434 E ARACOMA DR, CINCINNATI, OH 45237-2326
Document Number0000083190
Instrument DateAug 11, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanySAFETITLE AGENCY INC, SAFETITLE AGCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7434 E ARACOMA DR CINCINNATI OH 452372326, CINCINNATI, OH 45237-2326

Mortgage

Document Number0000083190
DateAug 20, 2020
Book Page014236/001181
Instrument83190
Lender
NameKEMBA CU
TypeCredit Union
AddressWEST CHESTER, OH 45069
Agreement
AmountAmount Recorded
Term360 Months
DueAug 19, 2050
Interest
Rate TypeAdjustable Rate
Rate2.75%

June 2019: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateJun 21, 2019
Property Address7434 E ARACOMA DR, CINCINNATI, OH 45237-2326
Document Number0000049666
Book / Page13944 / 2070
Map ReferenceMB 270 PG 12
Instrument DateJun 14, 2019
Instrument2019-0049666
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address7434 E ARACOMA DR, CINCINNATI, OH 45237-2326

Mortgage

Document Number0000049668
DateJun 21, 2019
Instrument2019-0049668
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049
Interest
Rate TypeAdjustable Rate
Rate3.62%
Type Change DateJul 1, 2029
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.62%
Index1-Year LIBOR
Max Rate8.62%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 27, 2018
Property Address7434 E ARACOMA DR, CINCINNATI, OH 45237-2326
Document Number0000112561
Book / Page13822 / 00300
Map ReferenceMB 270 PG 12
Instrument DateDec 10, 2018
Instrument2018-0112561
Transaction TypeTransfer
Record UpdatedFeb 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,220.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address7434 E ARACOMA DR, CINCINNATI, OH 45237-2326

Mortgage

Document Number0000112562
DateDec 27, 2018
Instrument2018-0112562
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
MunicipalityAmberley Village
CountyHamilton County
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$20,243.00 (+3.14%)$335,507 (-) Land $33,880 Building $301,627
2024$19,627.00 (-7.56%)$335,507 (-5.49%) Land $33,880 Building $301,627
2023$21,232.00 (+18.77%)$354,981 (+37.06%) Land $33,880 Building $321,101$958,590 (+29.54%) Land $96,800 Building $861,790
2022$17,876.00 Homeowner's exemption$259,000 Land $31,724 Building $227,276
2020$740,000 Land $90,640 Building $649,360

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims18 (1979–2019)
Claims Outside the SFHA1 of 18
Most Recent ClaimFeb 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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