7434 Bernard St, Alanson, MI 49706 Property Records

Emmet County property record for 7434 Bernard St, Alanson, MI 49706

Property Summary

Property Type	Residential Vacant Land
Lot Size	2.38 acres (103,673 sqft)
Owner	Individual Name on Record
Last Sale	$262,000 (Sep 2026)
Tax Bill	$188 (2020)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-17-11-301-122`

Property Details

APN / Parcel Number

Primary APN	`07-17-11-301-122`

Exterior

Architectural Style	Condo/Apartment
Lot Area	103,673 sqft (2.38 acres)

Location & Zoning

Street Address	7413 BERNARD ST
City	ALANSON
State	MI
Zip	49706-9856
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	EC FF-1
Legal Description	MEADOW LANDS CONDO, PLAN # 310, UNIT 22. SECTION 11, T35N, R4W
Legal Range	04W
Legal Township	35N
Legal Section	11
Legal Subdivision	MEADOW LANDS CONDO
Legal Unit	22
Jurisdiction	EMMET MI
Township / Civil Division	LITTLEFIELD
Census Block Group	1
Census Block	1040
Census Tract	970202

Owner

Source: Emmet County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	553 VALLEY RIDGE DR, PETOSKEY, MI 49770-8680
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer UNION CREDIT UNION
Dec 31, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Deed Document Number	20265231168
Deed Book / Page	1278 / 114
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Sep 23, 2026
Property Address	7413 BERNARD ST, ALANSON, MI 49706-9856
Document Number	0005231168
Book / Page	1278 / 114
Instrument Date	Sep 18, 2026
Instrument	20265231168
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	TALON TITLE AGENCY, TALON TITLE & ESCROW AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$29,108.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005231169,
Date	Sep 23, 2026
Book Page	1278/115
Instrument	20265231169

Lender

Name	UNION CREDIT UNION

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	0005231170,
Date	Sep 23, 2026
Book Page	1278/116
Instrument	20265231170

Lender

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Dec 31, 2020
Property Address	7434 BERNARD ST, ALANSON, MI 49706-9804
Document Number	001228/585
Book / Page	1228 / 585
Instrument Date	Nov 19, 2020
Instrument	5181554
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1840 M 119, PETOSKEY, MI 49770-9324
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Littlefield Township
Unified School District	Alanson Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2020	$188.00	$9,000 Land $9,000

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Truestream.

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