7434 Aberdeen Ct, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7434 Aberdeen Ct, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,578 sqft · built 2000
Lot Size	0.238 acres (10,370 sqft)
Owner	2 Trust Names on File
Last Sale	$1,580,000 (Nov 2021)
Tax Bill	$19,029 (2025)
Deeds & Mortgages	Feb 2024 Transfer May 2022 Mortgage + 2 more
Flood Zone	Zone D (undetermined)
APN	`810-46-067`

Property Details

APN / Parcel Number

Primary APN	`810-46-067`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,578 sqft Living Area
1st Floor Area	2,578 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	10,370 sqft (0.238 acres)
Garage Type	Attached
Garage Area	707 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	7434 ABERDEEN CT
City	GILROY
State	CA
Zip	95020-3003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 8964 LOT 3
Legal Subdivision	8964 EAGLE RDG
Legal Tract	8964
Legal Lot Number	3
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1013
Census Tract	512510

Owner

7434 Aberdeen Ct is owner-occupied and held in a trust since December 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	7434 ABERDEEN CT, GILROY, CA 95020-3003
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Intrafamily Transfer, Transfer
May 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Nov 30, 2021	Grant Deed, Transfer · Conventional Mortgage AXOS BANK
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Nov 16, 2009 · Amount on File
Deed Document Number	202125180622
Last Transfer Date	Dec 1, 2023
Transfer Doc	0025594527
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 5, 2024
Property Address	7434 ABERDEEN CT, GILROY, CA 95020-3003
Document Number	0025594527
Map Reference	MB 713 PG 50-52
Instrument Date	Dec 1, 2023
Instrument	25594527
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7434 ABERDEEN CT, GILROY, CA 95020-3003

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7434 ABERDEEN CT, GILROY, CA 95020-3003
Transaction Type	Mortgage
Record Updated	May 26, 2022
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7434 ABERDEEN CT, GILROY, CA 95020-3003

Mortgage

Document Number	0025303900
Date	May 17, 2022
Instrument	25303900

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 30, 2021
Property Address	7434 ABERDEEN CT, GILROY, CA 95020-3003
Document Number	0025180622
Map Reference	MB 713 PG 50-52
Instrument Date	Nov 19, 2021
Instrument	25180622
Transaction Type	Transfer
Record Updated	Dec 8, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	7434 ABERDEEN CT, GILROY, CA 95020-3003

Mortgage

Document Number	0025180623
Date	Nov 30, 2021
Instrument	25180623

Lender

Name	AXOS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Dec 1, 2026
Change Frequency	Annually
Min Rate At Change	3.5%
Max Rate At Change	9.5%
Index	1-Year LIBOR
Max Rate	9.5%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7434 ABERDEEN CT, GILROY, CA 95020-3003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TSI TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023851736
Date	Jan 19, 2018
Instrument	23851736

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7434 Aberdeen Ct was $19,029.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,575,000 (+1.61%) Land $1,100,000 Building $475,000
2025	$19,029.00	$1,550,000 Land $1,100,000 Building $450,000
2023	$17,918.00 (-9.14%) Homeowner's exemption	$1,440,000 Land $1,002,500 Building $437,500
2022	$19,721.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7434 Aberdeen Ct in Zone D, where flood risk has not been studied, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (1986–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7434 Aberdeen Ct is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 71% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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