Sarasota County property record for 7433 Midnight Pass Rd, Sarasota, FL 34242
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 6 ba · 4,079 sqft · built 2002 |
| Lot Size | 0.367 acres (16,004 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $2,650,000 (Oct 2020) |
| Tax Bill | $33,740 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 0110-12-0010 |
| Primary APN | 0110-12-0010 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 6 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,079 sqft Living Area |
| 1st Floor Area | 4,079 sqft |
| 2nd Floor Area | 1,138 sqft |
| Upper Floors Area | 1,138 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Concrete |
| Lot Area | 16,004 sqft (0.367 acres) |
| Garage Type | Attached |
| Garage Area | 943 sqft |
| Pool Area | 398 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 475 sqft |
| Deck Area | 78 sqft |
| Patio Area | 78 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7433 MIDNIGHT PASS RD |
|---|---|
| City | SARASOTA |
| State | FL |
| Zip | 34242-2700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF1; SKOD |
| Legal Description | LOT 7 MIDNIGHT HARBOR |
| Legal Range | 18E |
| Legal Township | 37S |
| Legal Section | 20 |
| Legal Subdivision | MIDNIGHT HARBOR SUB |
| Legal Tract | 1472 |
| Legal Lot Number | 7 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 1909 |
Source: Sarasota County records, as of January 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7433 MIDNIGHT PASS RD, SARASOTA, FL 34242-2700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UNION CAPITAL MORTGAGE CORP |
| Oct 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Aug 27, 2018 | Trustee's Deed, Foreclosure ATTORNEY |
| Sep 18, 2018 | Trustee's Deed, Construction Loan · Construction Mortgage UCMC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on Record |
| Deed Sale | Oct 29, 2020 · Amount on Record |
| Prior Sale | Aug 27, 2018 · Amount on Record |
| Deed Document Number | 2020151466 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 7433 MIDNIGHT PASS RD, SARASOTA, FL 34242-2700 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040875 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 2020040875 |
| Name | UNION CAPITAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | MENTOR, OH 44060 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Type Change Date | Apr 1, 2026 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 6.25% |
| Index | 1-Year LIBOR |
| Max Rate | 9.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Oct 29, 2020 |
| Property Address | 7433 MIDNIGHT PASS RD, SARASOTA, FL 34242-2700 |
| Document Number | 0000151466 |
| Map Reference | MB 11 PG 1 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 2020151466 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8451 LINDRICK LN, 8451, BRADENTON, FL 34202-4626 |
| Name | Verified Name |
|---|---|
| Address | 7433 MIDNIGHT PASS RD, SARASOTA, FL 34242-2700 |
| Document Number | 0000151467 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020151467 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.37% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 7.37% |
| Index | 1-Year LIBOR |
| Max Rate | 7.37% |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Aug 27, 2018 |
| Property Address | 7433 MIDNIGHT PASS RD, SARASOTA, FL 34242-2700 |
| Document Number | 0000114545 |
| Map Reference | MB11 PG1 |
| Instrument Date | Aug 21, 2018 |
| Instrument | 2018114545 |
| Transaction Type | Foreclosure |
| Record Updated | Jan 4, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $9,625.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|---|
| Address | 7433 MIDNIGHT PASS RD, 7433, SARASOTA, FL 34242-2700 |
| Name | Verified Name |
|---|---|
| Address | 1233 BIG OAK LN, SARASOTA, FL 34242-2209 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Sep 18, 2018 |
| Property Address | 7433 MIDNIGHT PASS RD, SARASOTA, FL 34242-2700 |
| Instrument Date | Aug 14, 2018 |
| Instrument | 123856 |
| Transaction Type | Construction Loan |
| Record Updated | Sep 26, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1233 BIG OAK LN SIESTA KEY FL 342422209, SIESTA KEY, FL 34242-2209 |
| Document Number | 0000123856 |
|---|---|
| Date | Sep 18, 2018 |
| Instrument | 123856 |
| Name | UCMC MTG |
|---|---|
| Type | Mortgage Company |
| Address | 7676 REYNOLDS RD, MENTOR, OH 44060-5127 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 17, 2019 |
Source: Sarasota County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $33,740.00 (-3.26%) Homeowner's exemption | $2,969,000 (+0.62%) Land $1,193,900 Building $1,775,100 | $2,969,000 (-14.87%) Land $1,193,900 Building $1,775,100 |
| 2023 | $34,876.00 (+2.21%) Homeowner's exemption | $2,950,744 (+3%) | $3,487,700 (+21.74%) Land $1,183,400 Building $2,304,300 |
| 2022 | $34,122.00 Homeowner's exemption | $2,864,800 Land $999,600 Building $1,865,200 | $2,864,800 Land $999,600 Building $1,865,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 602 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2,509 units insured incl. 1,907 condo units |
| Nearby Flood Claims | 699 (2000–2024) |
| Claims Outside the SFHA | 1 of 699 |
| Most Recent Claim | Nov 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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