7433 Cotfield Rd, North Chesterfield (Richmond), VA 23237 Property Records

Chesterfield County property record for 7433 Cotfield Rd, North Chesterfield, VA 23237

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,004 sqft · built 1971
Lot Size0.347 acres (15,115 sqft)
OwnerCompany Name on Record
Last Sale$485,213 (May 2023)
Tax Bill$3,284 (2026)
Deeds & MortgagesMay 2023 Mortgage
May 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN06612070100A024

Property Details

APN / Parcel Number

Primary APN06612070100A024
Alternative APNs
  • 781-67-72-84-100-000
  • 324578002
  • 460887000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,004 sqft Finished Area
1st Floor Area216 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,115 sqft (0.347 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number460887000
Street Address7433 COTFIELD RD
CityNORTH CHESTERFIELD
StateVA
Zip23237-1841
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR7 - SINGL
Legal DescriptionKIMBERLY ACRES L 24 BK A SEC 1
Legal SubdivisionKIMBERLY ACRES
Legal BlockA
Legal Lot Number24
JurisdictionCHESTERFIELD VA
Township / Civil DivisionDALE
Census Block Group1
Census Block1010
Census Tract100807

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address835 SENECA RD, GREAT FALLS, VA 22066-1317
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
May 2, 2023Deed of Trust, Mortgage · Commercial Mortgage
SUMMIT COMMUNITY BANK INC
May 2, 2023Deed of Trust, Mortgage · Commercial Mortgage
SUMMIT COMMUNITY BANK INC
May 2, 2023Warranty Deed, Transfer · Stand-Alone First Mortgage
SUMMIT COMMUNITY BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2023 · Amount on Record
Deed SaleMay 2, 2023 · Amount on Record
Prior SaleJan 10, 2007 · Amount on Record
Deed Document Number202312200
Deed Book / Page14258 / 218
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address7433 COTFIELD RD, NORTH CHESTERFIELD, VA 23237-1841
Transaction TypeMortgage
Record UpdatedMay 7, 2026
Title CompanyVESTA SETTLEMENTS LLC, VESTA SETTLEMENTS RICHMOND

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014258-243
DateMay 2, 2023
Book Page14258/243
Instrument2023012204
Lender
NameSUMMIT COMMUNITY BANK INC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address7433 COTFIELD RD, NORTH CHESTERFIELD, VA 23237-1841
Transaction TypeMortgage
Record UpdatedMay 17, 2023
Title CompanyVESTA SETTLEMENTS LLC, VESTA SETTLEMENTS RICHMOND

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number014258-243
DateMay 2, 2023
Book Page14258/243
Instrument2023012204
Lender
NameSUMMIT COMMUNITY BANK INC
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateMay 2, 2023
Property Address7433 COTFIELD RD, NORTH CHESTERFIELD, VA 23237-1841
Document Number014258-218
Book / Page14258 / 218
Instrument DateApr 27, 2023
Instrument2023012200
Transaction TypeTransfer
Record UpdatedMay 17, 2023
Title CompanyVESTA SETTLEMENTS RICHMOND

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address835 SENECA RD, GREAT FALLS, VA 22066-1317

Mortgage

Document Number014258-227
DateMay 2, 2023
Book Page14258/227
Instrument2023012202
Lender
NameSUMMIT COMMUNITY BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,284.00 (+24.16%)$366,200 (+2.38%) Land $58,000 Building $308,200$366,200 (+2.38%) Land $58,000 Building $308,200
2025$357,700 (+24.2%) Land $55,000 Building $302,700$357,700 (+24.2%) Land $55,000 Building $302,700
2023$2,645.00$288,000 Land $46,000 Building $242,000$288,000 Land $46,000 Building $242,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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