7433 Cinnamon Teal Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 7433 Cinnamon Teal Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,895 sqft · built 2003
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Last Sale	$193,415 (Apr 2021)
Tax Bill	$3,822 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jul 2023 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`T001700643`

Property Details

APN / Parcel Number

Primary APN	`T001700643`
Alternative APN	`2-0130-8242-00-0025.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,895 sqft Living Area
Gross Area	3,046 sqft
1st Floor Area	1,295 sqft
Basement Area	1,261 sqft
Finished Basement	600 sqft
Unfinished Basement	661 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T001700643
Street Address	7433 CINNAMON TEAL DR
City	O FALLON
State	MO
Zip	63368-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KNOLLS #2 LOT 25
Legal Subdivision	KNOLLS #2
Legal Lot Number	25
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	2
Census Block	2003
Census Tract	311152

Owner

7433 Cinnamon Teal Dr is owned and occupied by an individual who bought it in April 2021.

Source: St. Charles County records, as of September 10, 2026

Owner of Record	Individual Name on File
Mailing Address	7433 CINNAMON TEAL DR, O FALLON, MO 63368-9626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CREDIT UNION
Jul 26, 2023	Beneficiary Deed, Transfer
Apr 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Feb 14, 2017	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2021 · Amount on File
Deed Sale	Apr 16, 2021 · Amount on File
Prior Sale	Mar 5, 2004 · Amount on File
Deed Document Number	202133881
Prior Transfer Date	Apr 11, 2021
Prior Transfer Doc	0000033881
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Recording Date	Apr 23, 2026
Property Address	7433 CINNAMON TEAL DR, O FALLON, MO 63368-9626
Document Number	0000018859
Instrument Date	Mar 17, 2026
Instrument	202618859
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FOUNDERS TITLE/NV, FOUNDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7433 CINNAMON TEAL DR, O FALLON, MO 63368-9626

Mortgage

Document Number	0000018859,
Date	Apr 23, 2026
Instrument	202618859

Lender

Name	WEST COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6.01%
Max Rate	-1%

July 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 26, 2023
Property Address	7433 CINNAMON TEAL DR, O FALLON, MO 63368-9626
Document Number	0000029797
Map Reference	MB 36 PG 62
Instrument Date	Jul 24, 2023
Instrument	2023R-029797
Transaction Type	Transfer
Record Updated	Aug 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7433 CINNAMON TEAL DR, O FALLON, MO 63368-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7422 CINNAMON TEAL DR, O FALLON, MO 63368-9628

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Apr 16, 2021
Property Address	7433 CINNAMON TEAL DR, O FALLON, MO 63368-9626
Document Number	0000033881
Map Reference	MB 36 PG 62
Instrument Date	Apr 12, 2021
Instrument	2021R-033881
Transaction Type	Transfer
Record Updated	Aug 9, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7433 CINNAMON TEAL DR, O FALLON, MO 63368-9626

Mortgage

Document Number	0000033882
Date	Apr 16, 2021
Instrument	2021R-033882

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7433 CINNAMON TEAL DR, O FALLON, MO 63368-9626
Document Number	0067021329
Book / Page	006702 / 001329
Instrument Date	Feb 14, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7433 CINNAMON TEAL DR O FALLON MO 633689626, O FALLON, MO 63368-9626

Mortgage

Document Number	0067021329
Date	Feb 22, 2017
Book Page	006702/001329
Instrument	111030

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 7433 Cinnamon Teal Dr was $3,822, up 5.4% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,460 (-)	$312,949 (-) Land $54,000 Building $258,949
2025	$3,822.00 (+5.43%)	$59,460	$312,949 Land $54,000 Building $258,949
2024	$3,625.00
2023		$54,758 (+27.86%)
2022	$3,053.00	$42,827	$288,201 (+27.86%) Land $45,000 Building $243,201
2021			$225,406 Land $45,000 Building $180,406

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7433 Cinnamon Teal Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7433 Cinnamon Teal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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