7432 Muncaster Mill Rd, Gaithersburg, MD 20877 Property Records

Montgomery County property record for 7432 Muncaster Mill Rd, Gaithersburg, MD 20877

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,358 sqft · built 1953
Lot Size	0.379 acres (16,527 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (May 2018)
Tax Bill	$5,567 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00793862`

Property Details

APN / Parcel Number

Primary APN	`09-00793862`
Alternative APN	`00793862`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,358 sqft Living Area
1st Floor Area	776 sqft
Basement Area	582 sqft
Finished Basement	582 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,527 sqft (0.379 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00793862
Street Address	7432 MUNCASTER MILL RD
City	GAITHERSBURG
State	MD
Zip	20877-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	LAYTONIA
Legal Subdivision	LAYTONIA
Legal Block	38
Legal Lot Number	A
Jurisdiction	MONTGOMERY MD
Township / Civil Division	9
Census Block Group	5
Census Block	5000
Census Tract	700710

Owner

7432 Muncaster Mill Rd is owned and occupied by two individuals who bought it in May 2018.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7432 MUNCASTER MILL RD, GAITHERSBURG, MD 20877-3816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2018 · Amount on File
Deed Sale	May 4, 2018 · Amount on File
Prior Sale	Aug 14, 2013 · Amount on File
Deed Book / Page	55978 / 484
Record Updated	Sep 20, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY MD
Recording Date	May 4, 2018
Property Address	7432 MUNCASTER MILL RD, GAITHERSBURG, MD 20877-3816
Document Number	0559780484
Book / Page	055978 / 000484
Instrument Date	Apr 9, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7432 MUNCASTER MILL RD GAITHERSBURG MD 208773816, GAITHERSBURG, MD 20877-3816

Mortgage

Document Number	559780492
Date	May 4, 2018
Book Page	055978/000492

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7432 Muncaster Mill Rd was $5,567.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,300 (+4.47%) Land $182,700 Building $198,600	$381,300 (-) Land $182,700 Building $198,600
2025	$5,567.00	$365,000	$381,300 Land $182,700 Building $198,600
2023		$332,400 Land $182,700 Building $149,700	$332,400 Land $182,700 Building $149,700
2022	$4,068.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7432 Muncaster Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7432 Muncaster Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20