7432 Clearmeadow Dr, Spring Hill, FL 34606 Property Records

Hernando County property record for 7432 Clearmeadow Dr, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,788 sqft · built 1996
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Apr 2018)
Tax Bill	$1,313 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R22-223-17-6360-0000-0450`

Property Details

APN / Parcel Number

Primary APN	`R22-223-17-6360-0000-0450`
Alternative APNs	`01287397` `1287397`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,788 sqft Living Area
1st Floor Area	1,788 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Screened Porch
Porch Area	515 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01287397
Street Address	7432 CLEARMEADOW DR
City	SPRING HILL
State	FL
Zip	34606-7264
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TIMBER PINES TR 36 LOT 45
Legal Range	17E
Legal Township	23S
Legal Section	22
Legal Subdivision	TIMBER PINES TR 36
Legal Tract	36
Legal Lot Number	45
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1001
Census Tract	41305

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7432 CLEARMEADOW DR, SPRING HILL, FL 34606-7264
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 6, 2018	Warranty Deed, Transfer · Conventional Mortgage VAN DYK MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Oct 28, 2015 · Amount on Record
Deed Document Number	2018020475
Deed Book / Page	3570 / 0465
Record Updated	Jun 8, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	7432 CLEARMEADOW DR, SPRING HILL, FL 34606-7264
Transaction Type	Mortgage
Record Updated	Sep 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7432 CLEARMEADOW DR, SPRING HILL, FL 34606-7264

Mortgage

Document Number	0041771240
Date	May 31, 2022
Book Page	4177/1240
Instrument	2022042246

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	473 Months
Due	Oct 23, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 6, 2018
Property Address	7432 CLEARMEADOW DR, SPRING HILL, FL 34606-7264
Document Number	0035700465
Book / Page	3570 / 0465
Map Reference	MB29 PG1-4
Instrument Date	Mar 26, 2018
Instrument	2018020475
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	SOUTHEAST TITLE OF THE SUNCO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,288.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2751 REGENCY OAKS BLVD, 2751, CLEARWATER, FL 33759-1524

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7432 CLEARMEADOW DR, SPRING HILL, FL 34606-7264

Mortgage

Document Number	2018020476
Date	Apr 6, 2018
Instrument	2018020476

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,313.00 (+2.42%) Additional exemption filed	$131,449 (+5.99%)	$265,004 (+8.06%) Land $33,189 Building $231,815
2023		$124,023 Land $124,023
2022	$1,282.00		$245,236 Land $33,189 Building $212,047

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	2 (2012–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Tillman Fiber, WOW Internet, Cable & Phone.

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