7431 Summer Ct, Mobile, AL 36695 Property Records

Mobile County property record for 7431 Summer Ct, Mobile, AL 36695 · Last verified January 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1 Baths
Year Built	Built 1996
Square Footage	2,592 sqft Living Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Last Sale	$329,000 (2025)
Tax Bill	$1,327.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`R022809304000003007`
Alternative APNs	`28 09 30 4 000 003.007` `02042060` `2042060`

Interior

Bedrooms	4 Beds
Full Baths	1 Baths
Total Rooms	8 Rooms
Building Area	2,592 sqft Living Area
1st Floor	2,357 sqft 1st Floor
Upper Floors	294 sqft Upper Floors
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1996
Exterior Material	Brick Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	43,560 sqft (1 acres)
Parking Spaces	2 Parking Spaces
Garage Area	713 sqft Garage
Pool Area	512 sqft Pool
Porch	Enclosed Porch
Porch Area	879 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	2042060
Old Parcel Number	R022809304000003007
Street Address	7431 SUMMER CT
City	MOBILE
State	AL
Zip	36695-3588
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 7 SMITHFIELD UNIT 6 MBK 39 P 124 #SEC 30 T4S R2W #MP28 09 30 4 000
Legal Range	02W
Legal Township	04S
Legal Section	30
Legal Subdivision	SMITHFIELD
Legal Lot Number	7
Legal Unit	6
Jurisdiction	MOBILE AL
Minor Civil Division	TANNER WILLIAMS
Census Blockgroup	3
Census Block	3005
Census Tract	6411

Owner

Source: Mobile County records · APN R022809304000003007

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	7431 SUMMER CT, MOBILE, AL 36695-3588
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 13, 2025 · Amount on Record
Deed Sale	Aug 13, 2025 · Amount on Record
Prior Sale	Nov 01, 2021 · Amount on Record
Deed Doc Number	2025048702
Record Refreshed	Jun 08, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOBILE AL
Recording Date	Nov 01, 2021
Property Address	7431 SUMMER CT, MOBILE, AL 36695-3588
Document Number	0000072156
Map Reference	MB 39 PG 124
Instrument Date	Oct 29, 2021
Instrument	2021072156
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24900 PERDIDO BEACH BLVD APT 805, 805, ORANGE BEACH, AL 36561-6017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7431 SUMMER CT, MOBILE, AL 36695-3588

Mortgage

Document Number	0000072157
Date	Nov 01, 2021
Instrument	2021072157

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Mobile County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,327.00 (-3.49%) Homeowner's exemption	$28,740 (+1.38%) Land $3,500 Building $25,240	$287,400 (+1.38%) Land $35,000 Building $252,400
2024	$1,375.00 (-38.78%)	$28,350 (+22.41%) Land $3,500 Building $24,850	$283,500 (+22.41%) Land $35,000 Building $248,500
2023	$2,246.00 (+170.6%)	$23,160 (+11.61%) Land $3,500 Building $19,660	$231,600 (+11.61%) Land $35,000 Building $196,600
2022	$830.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$20,750 Land $3,500 Building $17,250	$207,500 Land $35,000 Building $172,500

Flood & Wildfire

7431 Summer Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mobile County (01097C), updated October 1, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 8th in Alabama
Wildfire Likelihood	Low — about 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.