7431 Ridge Rd, Parma (Cleveland), OH 44129 Property Records

Cuyahoga County property record for 7431 Ridge Rd, Parma, OH 44129

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1 ba · 4,626 sqft · built 1957
Lot Size0.728 acres (31,737 sqft)
OwnerCompany Name on Record
Last Sale$310,000 (Jun 2018)
Tax Bill$15,319 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Jun 2018 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN454-13-006

Property Details

APN / Parcel Number

Primary APN454-13-006

Interior

Full Baths1 Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories2 Stories
Building Area4,626 sqft Total Area
1st Floor Area2,786 sqft
2nd Floor Area1,840 sqft
Basement Area1,840 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1964
Exterior MaterialBrick
Fire ResistanceMasonry Walls, Wood Interior
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area31,737 sqft (0.728 acres)
Lot Width1,599 ft Width
Garage Area200 sqft
Patio Area804 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address7431 RIDGE RD
CityPARMA
StateOH
Zip44129-6604
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeRB
Legal Description33 0001
Legal SubdivisionERNEST R KLINGENBERG
Legal Lot Number1
JurisdictionCUYAHOGA OH
Township / Civil DivisionPARMA
Census Block Group2
Census Block2003
Census Tract177609

Owner

Source: Cuyahoga County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3118 BURTON AVE, ROSEMEAD, CA 91770-2706
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Deed of Trust, Mortgage · Line of Credit
PREMIER BANK
Jun 29, 2018Warranty Deed, Transfer · Line of Credit
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 29, 2018 · Amount on Record
Deed SaleJun 29, 2018 · Amount on Record
Prior SaleApr 24, 2003 · Amount on Record
Deed Document Number0006290604
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUYAHOGA OH
Property Address7431 RIDGE RD, PARMA, OH 44129-6604
Transaction TypeMortgage
Record UpdatedAug 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3118 BURTON AVE, ROSEMEAD, CA 91770-2706

Mortgage

Document Number0000000226
DateOct 8, 2021
Instrument202110080226
Lender
NamePREMIER BANK
TypeBank
AddressYOUNGSTOWN, OH 44503
Agreement
TypeLine of Credit
AmountAmount Recorded

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUYAHOGA OH
Recording DateJun 29, 2018
Property Address7431 RIDGE RD, PARMA, OH 44129-6604
Document Number0006290604
Instrument DateJun 28, 2018
Instrument6290604
Transaction TypeTransfer
Record UpdatedJul 24, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,240.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3118 BURTON AVE ROSEMEAD CA 917702706, ROSEMEAD, CA 91770-2706

Mortgage

Document Number6290605
DateJun 29, 2018
Instrument6290605
Lender
NameWELLS FARGO BK
TypeBank
AddressPHOENIX, AZ 85003
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 28, 2033
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyCuyahoga County
MunicipalityParma City
Unified School DistrictParma City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,319.00 (+101.75%)$98,430 (-) Land $44,070 Building $54,360
2024$7,593.00 (-38.18%)$98,430 (-0.63%) Land $44,070 Building $54,360$281,200 (-0.64%) Land $125,900 Building $155,300
2023$12,282.00 (+0.15%)$99,050 (-) Land $61,110 Building $37,940
2022$12,264.00$99,050 Land $61,110 Building $37,940
2021$283,000 Land $174,600 Building $108,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLEVELAND PUBLIC WATER SYSTEM
serves 1,308,955 people · EPA ID OH1801212
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Breezeline
Cable
1,000 / 50

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number