Harris County property record for 7431 Dearborn St, Houston, TX 77055
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,253 sqft · built 2023 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $17,179 (2025) |
| Deeds & Mortgages | May 2023 Construction Loan Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-186-000-0008 |
| Primary APN | 082-186-000-0008 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,253 sqft Living Area |
| 1st Floor Area | 1,727 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Lot Area | 7,200 sqft (0.165 acres) |
| View / Lot | Neighborhood |
| Garage Area | 799 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0821860000008 |
|---|---|
| Street Address | 7431 DEARBORN ST |
| City | HOUSTON |
| State | TX |
| Zip | 77055-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 8 BLK 8 PINE TERRACE SEC 4 |
| Legal Subdivision | PINE TERRACE SEC 4 |
| Legal Block | 8 |
| Legal Lot Number | 8 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 520302 |
Source: Harris County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7431 DEARBORN ST, HOUSTON, TX 77055-3713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · Construction Mortgage CADENCE BANK NA |
| Apr 9, 2018 | Warranty Deed, Transfer SWBC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2022 |
| Deed Sale | Sep 14, 2022 |
| Prior Sale | Apr 9, 2018 · Amount on Record |
| Deed Document Number | 2022463620 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRIS TX |
| Property Address | 7431 DEARBORN ST, HOUSTON, TX 77055-3713 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7810 JANAK DR, HOUSTON, TX 77055-3615 |
| Document Number | 0000176343 |
|---|---|
| Date | May 15, 2023 |
| Instrument | 2023-176343 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRIS TX |
| Recording Date | Apr 9, 2018 |
| Property Address | 7431 DEARBORN ST, HOUSTON, TX 77055-3713 |
| Document Number | 0000148352 |
| Instrument Date | Apr 6, 2018 |
| Instrument | 148352 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Title Company | FRONTIER TITLE COMPANY-WH LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7431 DEARBORN ST HOUSTON TX 770553713, HOUSTON, TX 77055-3713 |
| Document Number | 148353 |
|---|---|
| Date | Apr 9, 2018 |
| Instrument | 148353 |
| Name | SWBC MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78216 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 8, 2048 |
Source: Harris County assessment roll, as of May 26, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Spring Branch Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,179.00 (+133.03%) Homeowner's exemption Additional exemption filed | $1,087,904 (+246.67%) Land $317,250 Building $770,654 | $1,087,904 (+246.67%) Land $317,250 Building $770,654 |
| 2024 | $7,372.00 (+122.85%) | ||
| 2023 | $313,819 Land $246,750 Building $67,069 | $313,819 Land $246,750 Building $67,069 | |
| 2022 | $3,308.00 (+40.83%) | ||
| 2020 | $2,349.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 92 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 3 (2008–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2019 · Tropical Storm Imelda |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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