7430 Wren Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7430 Wren Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,374 sqft · built 1980
Lot Size	0.159 acres (6,912 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Apr 2010)
Tax Bill	$6,229 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`808-32-084`

Property Details

APN / Parcel Number

Primary APN	`808-32-084`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,374 sqft Living Area
Gross Area	1,994 sqft
1st Floor Area	1,166 sqft
2nd Floor Area	828 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,912 sqft (0.159 acres)
Lot Dimensions	108 ft deep x 64 ft wide
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7430 WREN AVE
City	GILROY
State	CA
Zip	95020-5525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6120 LOT 24
Legal Tract	6120
Legal Lot Number	24
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2018
Census Tract	512511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7430 WREN AVE, GILROY, CA 95020-5525
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCE INC
Jan 30, 2019	Deed of Trust, Mortgage · FHA Mortgage VISION ONE MORTGAGE INC
Sep 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED FINANCE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2010 · Amount on Record
Deed Sale	Apr 26, 2010 · Amount on Record
Prior Sale	May 19, 2008 · Amount on Record
Deed Document Number	201020688145
Prior Transfer Date	Jan 10, 2003
Prior Transfer Doc	0016790965
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7430 WREN AVE, GILROY, CA 95020-5525
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7430 WREN AVE, GILROY, CA 95020-5525

Mortgage

Document Number	0025489981
Date	Jun 20, 2023
Instrument	25489981

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7430 WREN AVE, GILROY, CA 95020-5525
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7430 WREN AVE, GILROY, CA 95020-5525

Mortgage

Document Number	0024844393
Date	Feb 24, 2021
Instrument	24844393

Lender

Name	UNITED FINANCE INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7430 WREN AVE, GILROY, CA 95020-5525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024105777
Date	Jan 30, 2019
Instrument	24105777

Lender

Name	VISION ONE MORTGAGE INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7430 WREN AVE, GILROY, CA 95020-5525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AVENUE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024293258
Date	Sep 30, 2019
Instrument	24293258

Lender

Name	UNITED FINANCE INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$509,636 (+2%) Land $231,721 Building $277,915
2025	$6,229.00 (+2.2%)	$499,644 (+4.04%) Land $227,178 Building $272,466
2023	$6,095.00 (+1.67%)	$480,244 Land $218,357 Building $261,887
2022	$5,995.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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